284 E Spencer Rd, Spencer, NY 14883 Property Records

Tioga County and Spencer Town property record for 284 E Spencer Rd, Spencer, NY 14883

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2 ba · 1,458 sqft · built 1995
Lot Size	14.4 acres (628,571 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jun 2006)
Tax Bill	$4,004 (2026)
Deeds & Mortgages	Apr 2019 Sale
Flood Zone	Zone A (high risk)
APN	`493489 69.00-2-19.12`

Property Details

APN / Parcel Number

Primary APN	`493489 69.00-2-19.12`
Alternative APNs	`348906900000020190120000` `00000001723`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,458 sqft Living Area
1st Floor Area	1,458 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	628,571 sqft (14.4 acres)
Lot Width	1,468 ft Width

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000001723
Street Address	284 E SPENCER RD
City	SPENCER
State	NY
Zip	14883-9586
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	ZONE
Legal Description	DEED DATE 08-19-96 OIL & GAS LEASE 04-03-00
Legal Block	2
Legal Lot Number	19.012
Jurisdiction	TIOGA NY
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3009
Census Tract	20701

Owner

Source: Tioga County and Spencer Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	284 E SPENCER RD, SPENCER, NY 14883-9586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2006 · Amount on Record
Deed Sale	Jun 15, 2006 · Amount on Record
Prior Sale	Aug 19, 1996 · Amount on Record
Deed Book / Page	13341 / 6001
Last Transfer Date	Apr 8, 2019
Transfer Doc	0000001421
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Apr 12, 2019
Property Address	284 E SPENCER RD, SPENCER, NY 14883-9586
Document Number	2019000001421
Instrument Date	Apr 8, 2019
Instrument	20190-00001421
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 E SPENCER RD, SPENCER, NY 14883-9586

Tax Assessment & Valuation

Source: Tioga County and Spencer Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Spencer Town
Unified School District	Spencer-Van Etten Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,004.00 (+12.03%) Homeowner's exemption
2025	$3,574.00 (+57.51%)	$118,900 (-) Land $41,600 Building $77,300	$169,857 (+22.86%) Land $59,429 Building $110,428
2023		$118,900 Land $41,600 Building $77,300	$138,256 Land $48,372 Building $89,884
2019	$2,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	32 (1981–2018)
Claims Outside the SFHA	7 of 32
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 13 claims Severe Storms And Flooding, Jan 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Haefele Connect Fiber	2,000 / 2,000