284 E Saint Charles Rd, Elmhurst, IL 60126 Property Records

DuPage County property record for 284 E Saint Charles Rd, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,565 sqft · built 1919
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Jul 2022)
Tax Bill	$10,536 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-113-046`

Property Details

APN / Parcel Number

Primary APN	`06-12-113-046`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,565 sqft Living Area
Gross Area	2,501 sqft
1st Floor Area	1,018 sqft
2nd Floor Area	547 sqft
Basement Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Colonial
Exterior Material	Stucco
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	284 E SAINT CHARLES RD
City	ELMHURST
State	IL
Zip	60126-3571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CHERRY FARM ADD N 125 FT E 100 FT /EX HWY DESC 98-42718/
Legal Subdivision	CHERRY FARM ADD
Legal Block	10
Legal Lot Number	1
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	3
Census Block	3010
Census Tract	844002

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	284 E SAINT CHARLES RD, ELMHURST, IL 60126-3571
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 28, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Sale	May 28, 2019 · Amount on Record
Deed Document Number	202265823
Prior Transfer Date	Nov 29, 1999
Prior Transfer Doc	0000018264
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 12, 2022
Property Address	284 E SAINT CHARLES RD, ELMHURST, IL 60126-3571
Document Number	0000065823
Map Reference	DOC 90901
Instrument Date	Jun 20, 2022
Instrument	R2022-065823
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	284 E SAINT CHARLES RD, 284, ELMHURST, IL 60126-3571

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	284 E SAINT CHARLES RD, ELMHURST, IL 60126-3571

Mortgage

Document Number	0000065824
Date	Jul 12, 2022
Instrument	R2022-065824

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.75%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	May 28, 2019
Property Address	284 E SAINT CHARLES RD, ELMHURST, IL 60126-3571
Document Number	0000041006
Instrument Date	May 24, 2019
Instrument	R2019-041006
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	284 E SAINT CHARLES RD, ELMHURST, IL 60126-3571

Mortgage

Document Number	0000041007
Date	May 28, 2019
Instrument	R2019-041007

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,536.00 (+29.88%)	$190,052 (+35.96%) Land $118,867 Building $71,185	$570,156 (+35.96%) Land $356,601 Building $213,555
2022	$8,112.00 Homeowner's exemption	$139,790 Land $97,950 Building $41,840	$419,370 Land $293,850 Building $125,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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