284 E Gull Lake Dr, Augusta, MI 49012 Property Records

Kalamazoo County property record for 284 E Gull Lake Dr, Augusta, MI 49012

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,306 sqft · built 1963
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Trust Names on File
Last Sale	$1,385,000 (Aug 2023)
Tax Bill	$4,267 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-20-130-040`

Property Details

APN / Parcel Number

Primary APN	`04-20-130-040`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,306 sqft Living Area
1st Floor Area	1,306 sqft
Basement Area	1,306 sqft
Unfinished Basement	1,306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Lot Area	9,583 sqft (0.22 acres)
Lot Width	48 ft Width

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	284 E GULL LAKE DR
City	AUGUSTA
State	MI
Zip	49012-9267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	D 38-43 ALLENDALE PARK #1 LOT 157
Legal Subdivision	ALLENDALE PARK # 1
Legal Lot Number	157
Jurisdiction	KALAMAZOO MI
Township / Civil Division	ROSS
Census Block Group	2
Census Block	2008
Census Tract	2601

Owner

Source: Kalamazoo County records · APN 04-20-130-040

Assessment roll updated September 18, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	284 E GULL LAKE DR, AUGUSTA, MI 49012-9267
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 05, 2026	Deed of Trust, Mortgage · Line of Credit STURGIS BANK AND TRUST COMPANY
Aug 16, 2023	Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC
Jun 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Jun 28, 2018 · Amount on Record
Deed Document Number	202319563
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 05, 2026
Property Address	284 E GULL LAKE DR, AUGUSTA, MI 49012-9267
Document Number	0000017464
Instrument Date	May 26, 2026
Instrument	202617464
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	284 E GULL LAKE DR, AUGUSTA, MI 49012-9267
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017464,
Date	Jun 05, 2026
Instrument	202617464

Lender

Name	STURGIS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 02, 2036

Interest

Rate	4.74%
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Aug 16, 2023
Property Address	284 E GULL LAKE DR, AUGUSTA, MI 49012-9267
Document Number	2023019563
Map Reference	LB 12 PG 22
Instrument Date	Jul 28, 2023
Instrument	2023-019563
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$10,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	284 E GULL LAKE DR, AUGUSTA, MI 49012-9267

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	12338 CRANES AVE, RICHLAND, MI 49083-8625

Mortgage

Document Number	2023019564
Date	Aug 16, 2023
Instrument	2023-019564

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2033
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	12.7%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 28, 2018
Property Address	284 E GULL LAKE DR, AUGUSTA, MI 49012-9267
Document Number	2018020801
Map Reference	LB12 PG22
Instrument Date	Jun 19, 2018
Instrument	2018-020801
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Tax	$6,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	284 E GULL LAKE DR, 284, AUGUSTA, MI 49012-9267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1469 W GULL LAKE DR, RICHLAND, MI 49083-9397

Tax Assessment & Valuation

Source: Kalamazoo County records · Assessment roll updated September 18, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Ross Township
Unified School District	Gull Lake Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$466,000 (+35.15%)	$932,000 (+35.15%)
2025	$4,267.00 (-58.08%) Homeowner's exemption
2023		$344,800	$689,600
2022	$10,180.00 (+9.98%)
2019	$9,256.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kalamazoo County (26077C), updated June 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260770026012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 144 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Mercury Broadband.

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