Giles County property record for 284 Drivers Subdivision Rd, Prospect, TN 38477
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,784 sqft · built 1987 |
| Lot Size | 3.58 acres (155,945 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $4,000 (Jun 1997) |
| Tax Bill | $1,533 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028157L C 00900 |
| Primary APN | 028157L C 00900 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,784 sqft Living Area |
| 1st Floor Area | 1,784 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 155,945 sqft (3.58 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 144 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 284 DRIVERS SUBDIVISION RD |
|---|---|
| City | PROSPECT |
| State | TN |
| Zip | 38477-2906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 09, COUNTY AREA: R01 |
| Legal Subdivision | LEX DRIVER DIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | GILES TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1102 |
| Census Tract | 920800 |
Source: Giles County records, as of April 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 218, ELKTON, TN 38455-0218 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 1997 · Amount on Record |
| Deed Sale | Jun 20, 1997 · Amount on Record |
| Prior Sale | Jun 15, 1995 |
| Deed Book / Page | 283 / 43 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILES TN |
| Property Address | 284 DRIVERS SUBDIVISION RD, PROSPECT, TN 38477-2906 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 284 DRIVERS SUBDIVISION RD, PROSPECT, TN 38477-2906 |
| Document Number | 0000157577 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | DT694/63 |
| Instrument | 26157577 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | 2000 MIDLANTIC DR STE 410A, MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Giles County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Giles County |
| Municipality | Elkton City |
| Unified School District | Giles County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,533.00 (+12.8%) | $54,675 (-) Land $11,325 Building $43,350 | |
| 2024 | $1,359.00 (+6.84%) | $54,675 (-) Land $11,325 Building $43,350 | |
| 2023 | $1,272.00 (+24.34%) | $54,675 (+8.81%) Land $11,325 Building $43,350 | |
| 2022 | $1,023.00 | $50,250 Land $6,900 Building $43,350 | $218,700 Land $45,300 Building $173,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH GILES UTILITY DISTRICT serves 6,985 people · EPA ID TN0000649 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| PES Energize Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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