284 Culbreath Rd, Covington, TN 38019 Property Records

Tipton County property record for 284 Culbreath Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,776 sqft · built 2006
Lot Size	3.07 acres (133,729 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (May 2025)
Tax Bill	$1,941 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`084070 00111`

Property Details

APN / Parcel Number

Primary APN	`084070 00111`
Alternative APN	`070 00111`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,776 sqft Living Area
1st Floor Area	2,826 sqft
Upper Floors Area	528 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	133,729 sqft (3.07 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	480 sqft
Porch	Slab
Porch Area	72 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	284 CULBREATH RD
City	COVINGTON
State	TN
Zip	38019-7490
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C13
Legal Subdivision	CULBREATH RD EST
Legal Lot Number	2
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	2
Census Block	2010
Census Tract	40602

Owner

Source: Tipton County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	284 CULBREATH RD, COVINGTON, TN 38019-7490
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit PATRIOT BANK
Jun 27, 2023	Special Warranty Deed, Transfer · Conventional Mortgage PATRIOT BANK
Jun 21, 2022	Trustee's Deed, Foreclosure
May 26, 2022	Quit Claim Deed, Transfer Quitclaim
May 24, 2022	Affidavit of Death of Joint Tenant, Transfer
May 24, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2025 · Amount on Record
Deed Sale	May 22, 2025 · Amount on Record
Prior Sale	Jun 27, 2023 · Amount on Record
Deed Document Number	2025283334
Deed Book / Page	2080 / 893
Prior Transfer Date	May 23, 2022
Prior Transfer Doc	0001960822
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	284 CULBREATH RD, COVINGTON, TN 38019-7490
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 CULBREATH RD, COVINGTON, TN 38019-7490

Mortgage

Document Number	0002114549
Date	Feb 27, 2026
Book Page	2114/549
Instrument	290390

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	2460 PASEO VERDE PKWY STE 110, HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	284 CULBREATH RD, COVINGTON, TN 38019-7490
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 CULBREATH RD, COVINGTON, TN 38019-7490

Mortgage

Document Number	0020111003
Date	Aug 30, 2023
Book Page	2011/1003
Instrument	268796

Lender

Name	PATRIOT BANK
Type	Bank
Address	COLLIERVILLE, TN 38017

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Aug 10, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Jun 27, 2023
Property Address	284 CULBREATH RD, COVINGTON, TN 38019-7490
Document Number	0002004349
Book / Page	2004 / 349
Map Reference	CAB D SL 190B
Instrument Date	Jun 6, 2023
Instrument	267162
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,812.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 BEATTIE PL, GREENVILLE, SC 29601-2155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 CULBREATH RD, COVINGTON, TN 38019-7490

Mortgage

Document Number	0000267163
Date	Jun 27, 2023
Instrument	267163

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	TIPTON TN
Recording Date	Jun 21, 2022
Property Address	284 CULBREATH RD, COVINGTON, TN 38019-7490
Document Number	0001964132
Book / Page	1964 / 132
Instrument Date	Jun 15, 2022
Instrument	258039
Transaction Type	Foreclosure
Record Updated	Jul 5, 2022

Transaction

Amount	Amount Recorded
Tax	$700.08
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 BEATTIE PL STE 110, 110, GREENVILLE, SC 29601-5115
Mail Care Of	SHELIPOINT

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	May 26, 2022
Property Address	284 CULBREATH RD, COVINGTON, TN 38019-7490
Document Number	0001960822
Book / Page	1960 / 822
Map Reference	CAB D SL 190-B
Instrument Date	May 23, 2022
Instrument	257321
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 CULBREATH RD, COVINGTON, TN 38019-7490

May 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	TIPTON TN
Recording Date	May 24, 2022
Property Address	284 CULBREATH RD, COVINGTON, TN 38019-7490
Document Number	0001960609
Book / Page	1960 / 609
Instrument Date	May 17, 2022
Instrument	257274
Transaction Type	Transfer
Record Updated	Jun 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	TIPTON TN
Recording Date	May 24, 2022
Property Address	284 CULBREATH RD, COVINGTON, TN 38019-7490
Document Number	0001960607
Book / Page	1960 / 607
Instrument Date	May 11, 2022
Instrument	257273
Transaction Type	Transfer
Record Updated	Jun 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,941.00 (+5.66%)	$127,575 (-) Land $16,150 Building $111,425
2023		$127,575 (+41.71%) Land $16,150 Building $111,425
2022	$1,837.00	$90,025 Land $11,875 Building $78,150	$360,100 (-29.43%) Land $47,500 Building $312,600
2020			$510,300 Land $64,600 Building $445,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Culbreath Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures