St. Johns County property record for 284 Co Rd 13 S, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,520 sqft · built 2022 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,018 (2025) |
| Deeds & Mortgages | Aug 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 020970-0070 |
| Primary APN | 020970-0070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,520 sqft Living Area |
| Gross Area | 3,905 sqft |
| 1st Floor Area | 2,520 sqft |
| Flooring | Carpet |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Type | Attached |
| Garage Area | 1,385 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 284 COUNTY ROAD 13 S |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-9602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1-149 RIVERDALE RIVER FRONT LOTS LOT 7 BLK A LYING E OF RD 13 & PT OF W1/2 OF RIVERSIDE BLVD VACATED IN OR34/125 LYING E OF LOT 7 OR5136/1116 |
| Legal Range | 27E |
| Legal Township | 08S |
| Legal Section | 38 |
| Legal Subdivision | RIVERDALE RIVERFRONT LOTS |
| Legal Block | A |
| Legal Lot Number | 7 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | HASTINGS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21102 |
Source: St. Johns County records · APN 020970-0070
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 284 COUNTY ROAD 13 S, SAINT AUGUSTINE, FL 32092-9602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 284 COUNTY ROAD 13 S, SAINT AUGUSTINE, FL 32092-9602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 924 BUTTERCUP DR, ST JOHNS, FL 32259-4509 |
| Document Number | 0053490361 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 5349/361 |
| Instrument | 2021092456 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 253 Months |
| Due | Sep 01, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Sep 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 6% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $549,512 (+2.7%) | $570,916 (+6.7%) Land $132,000 Building $438,916 | |
| 2025 | $7,018.00 (+0.93%) Homeowner's exemption | $535,065 (-6.73%) | $535,065 (-6.73%) Land $80,000 Building $455,065 |
| 2024 | $6,953.00 (-2.93%) Homeowner's exemption | $573,648 (-1.71%) | $573,648 (-1.71%) Land $80,000 Building $493,648 |
| 2023 | $7,163.00 (+724.28%) Homeowner's exemption | $583,648 (+727.17%) | $583,648 (+727.17%) Land $90,000 Building $493,648 |
| 2022 | $869.00 | $70,560 | $70,560 Land $70,560 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 54 (1997–2022) |
| Claims Outside the SFHA | 12 of 54 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 20 locations within half a mile of this property.
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