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284 Cloverdale Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 284 Cloverdale Rd, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,067 sqft · built 2006
Lot Size0.201 acres (8,751 sqft)
OwnerCompany Name on File
Last Sale$1,150,183 (Jul 2023)
Tax Bill$4,966 (2025)
Deeds & MortgagesJul 2023 Sale
Sep 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-29-13-687551-000440

Property Details

APN / Parcel Number

Primary APN26-29-13-687551-000440
Alternative APNs
  • 132926687551000440
  • 32926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,067 sqft Living Area
Gross Area2,447 sqft
1st Floor Area2,067 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area8,751 sqft (0.201 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area380 sqft
PorchScreened/Unfinished Porch
Porch Area352 sqft

Location & Zoning

Street Address284 CLOVERDALE RD
CityWINTER HAVEN
StateFL
Zip33884-4212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAVANNA POINTE PLAT BOOK 129 PGS 49 THRU 52 LOT 44
Legal Range26E
Legal Township29S
Legal Section13
Legal SubdivisionSAVANNA POINTE
Legal Tract687551
Legal Block2
Legal Lot Number44
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group2
Census Block2014
Census Tract14401

Owner

284 Cloverdale Rd is owned by a company that bought it in July 2023.

Source: Polk County records, as of September 28, 2026

Owner of RecordCompany Name on File
Mailing Address1717 MAIN ST, 2000, DALLAS, TX 75201-4657
Owner TypeCompany
VestingLimited Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Special Warranty Deed, Construction Loan
ATTORNEY ONLY, ATTORNEY
Sep 22, 2021Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Aug 1, 2017Grant Deed, Mortgage
GERMAN AMERICAN CAP
Jul 27, 2017Grant Deed, Transfer
OS NATIONAL LLC, OS NAT'L LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2023 · Amount on File
Deed SaleJul 24, 2023 · Amount on File
Prior SaleDec 1, 2016 · Amount on File
Deed Document Number2023171199
Deed Book / Page12773 / 1989
Prior Transfer DateJan 26, 2010
Prior Transfer Doc0000013665
Record UpdatedOct 29, 2026

July 2023: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateJul 24, 2023
Property Address284 CLOVERDALE RD, WINTER HAVEN, FL 33884-4212
Document Number0000171199
Book / Page12773 / 1989
Map ReferenceMB 129 PG 49-52
Instrument DateJul 18, 2023
Instrument2023171199
Transaction TypeConstruction Loan
Record UpdatedAug 7, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$8,051.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2340 COLLINS AVE, MIAMI BEACH, FL 33139-1604
InvestorPossibly a Property Investor

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 22, 2021
Property Address284 CLOVERDALE RD, WINTER HAVEN, FL 33884-4212
Document Number0000247533
Book / Page11904 / 551
Map ReferenceMB 129 PG 49-52
Instrument DateApr 22, 2021
Instrument2021247533
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

August 2017: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateAug 1, 2017
Property Address284 CLOVERDALE RD, WINTER HAVEN, FL 33884-4212
Document Number0102200585
Book / Page010220 / 000585
Instrument DateJul 26, 2017
Instrument146078
Transaction TypeMortgage
Record UpdatedAug 21, 2017

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address40 W 57TH ST NEW YORK NY 100194001, NEW YORK, NY 10019-4001

Mortgage

Document Number102200585
DateAug 1, 2017
Book Page010220/000585
Instrument146078
Lender
NameGERMAN AMERICAN CAP
TypeFunding / Finance Company
AddressNEW YORK, NY 10005
Agreement
AmountAmount on Record

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJul 27, 2017
Property Address284 CLOVERDALE RD, WINTER HAVEN, FL 33884-4212
Document Number0102160786
Book / Page010216 / 000786
Instrument DateJul 26, 2017
Instrument143013
Transaction TypeTransfer
Record UpdatedAug 9, 2017
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090

Tax Assessment & Valuation

The 2025 property tax bill for 284 Cloverdale Rd was $4,966.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$261,327 (-1.62%) Land $35,000 Building $226,327$261,327 (-1.62%) Land $35,000 Building $226,327
2025$4,966.00$265,625 Land $35,000 Building $230,625$265,625 Land $35,000 Building $230,625
2023$4,950.00 (+8.98%)$262,127 (+9.8%) Land $34,000 Building $228,127$262,127 (+9.8%) Land $34,000 Building $228,127
2022$4,542.00$238,735 Land $28,000 Building $210,735$238,735 Land $28,000 Building $210,735

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 284 Cloverdale Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 284 Cloverdale Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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