Oswego County and Oswego City property record for 284 Cherry St, Oswego, NY 13126
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,940 sqft · built 1860 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Dec 2010) |
| Tax Bill | $2,780 (2026) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.65-06-09 |
| Primary APN | 351200 128.65-06-09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,940 sqft Total Area |
| 1st Floor Area | 1,540 sqft |
| 2nd Floor Area | 1,029 sqft |
| Upper Floors Area | 370 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,200 sqft (0.142 acres) |
| Lot Dimensions | 124 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 713 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4689 |
|---|---|
| Street Address | 284 CHERRY ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-3429 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TN2 |
| Legal Subdivision | SCRIBAS PATENT |
| Legal Block | 6 |
| Legal Lot Number | 9.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21604 |
284 Cherry St, a duplex, is owned and occupied by an individual who bought it in December 2010.
Source: Oswego County and Oswego City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 284 CHERRY ST, OSWEGO, NY 13126-3429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2010 · Amount on File |
| Deed Sale | Dec 13, 2010 · Amount on File |
| Prior Sale | May 28, 2003 · Amount on File |
| Deed Document Number | 201011755 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 284 CHERRY ST, OSWEGO, NY 13126-3429 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004178 |
|---|---|
| Date | May 10, 2017 |
| Instrument | R-2017-004178 |
| Name | EMPOWER CU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 2, 2032 |
The 2026 property tax bill for 284 Cherry St was $2,780 with a homeowner's exemption, down 1.1% from the year before.
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,780.00 (-1.14%) Homeowner's exemption | ||
| 2025 | $2,812.00 | $150,000 Land $19,700 Building $130,300 | $150,000 Land $19,700 Building $130,300 |
| 2023 | $94,500 Land $14,000 Building $80,500 | $113,855 Land $16,867 Building $96,988 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 284 Cherry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1979–1986) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Nov 1986 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 284 Cherry St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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