Cabarrus County property record for 284 Charter Ct SE, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,275 sqft · built 2022 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $481,000 (Jan 2023) |
| Tax Bill | $247 (2023) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage May 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5630 56 3629 |
| Primary APN | 5630 56 3629 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,275 sqft Living Area |
| Gross Area | 4,109 sqft |
| 1st Floor Area | 1,090 sqft |
| Basement Area | 1,090 sqft |
| Unfinished Basement | 1,090 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 153 ft deep x 53 ft wide |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 798 sqft |
| Porch | Slab |
| Deck Area | 110 sqft |
| Patio Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 160838 |
|---|---|
| Street Address | 284 CHARTER CT SE |
| City | CONCORD |
| State | NC |
| Zip | 28025-2770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-1 |
| Legal Description | LT 12 PLAT 280 & 284 CHARTER CT SE |
| Legal Subdivision | WINECOFF HILLS |
| Legal Lot Number | 12 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 42202 |
284 Charter Ct SE is owned and occupied by an individual who bought it in January 2023.
Source: Cabarrus County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 284 CHARTER CT SE, CONCORD, NC 28025-2770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2023 | Warranty Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| May 27, 2022 | Warranty Deed, Transfer |
| May 27, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Mar 31, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2023 · Amount on File |
| Deed Sale | Jan 12, 2023 · Amount on File |
| Prior Sale | May 27, 2022 · Amount on File |
| Deed Document Number | 2023689 |
| Deed Book / Page | 16341 / 154 |
| Prior Transfer Date | May 13, 2022 |
| Prior Transfer Doc | 0001604673 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jan 12, 2023 |
| Property Address | 284 CHARTER CT SE, CONCORD, NC 28025-2770 |
| Document Number | 0016341154 |
| Book / Page | 16341 / 154 |
| Map Reference | MB 76 PG 52 |
| Instrument Date | Jan 11, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $962.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6549 MOREHEAD RD, HARRISBURG, NC 28075-8492 |
| Name | Verified Name |
|---|---|
| Address | 284 CHARTER CT SE, CONCORD, NC 28025-2770 |
| Document Number | 0163410157 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 16341-0157 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 27, 2022 |
| Property Address | 284 CHARTER CT SE, CONCORD, NC 28025-2770 |
| Document Number | 0016046282 |
| Book / Page | 16046 / 282 |
| Map Reference | MB 76 PG 52 |
| Instrument Date | May 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $524.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6549 MOREHEAD RD, HARRISBURG, NC 28075-8492 |
| Name | Verified Name |
|---|---|
| Address | 6549 MOREHEAD RD, HARRISBURG, NC 28075-8492 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 27, 2022 |
| Property Address | 284 CHARTER CT SE, CONCORD, NC 28025-2770 |
| Document Number | 0001604673 |
| Book / Page | 16046 / 73 |
| Map Reference | MB 76 PG 52 |
| Instrument Date | May 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6549 MOREHEAD RD, HARRISBURG, NC 28075-8492 |
| Name | Verified Name |
|---|---|
| Address | 6549 MOREHEAD RD, HARRISBURG, NC 28075-8492 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Mar 31, 2022 |
| Property Address | 284 CHARTER CT SE, CONCORD, NC 28025-2770 |
| Document Number | 0015940118 |
| Book / Page | 15940 / 118 |
| Map Reference | MB 76 PG 52 |
| Instrument Date | Mar 24, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 167 CHURCH ST NE, CONCORD, NC 28025-4732 |
| Name | Verified Name |
|---|---|
| Address | 6549 MOREHEAD RD, HARRISBURG, NC 28075-8492 |
| Investor | Possibly a Property Investor |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $466,820 (-) Land $98,000 Building $368,820 | ||
| 2025 | $466,820 Land $98,000 Building $368,820 | ||
| 2024 | $466,820 (+53.64%) Land $98,000 Building $368,820 | ||
| 2023 | $247.00 | $303,840 Land $20,250 Building $283,590 | $303,840 Land $20,250 Building $283,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 284 Charter Ct SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Nov 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 284 Charter Ct SE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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