284 Bumps River Rd, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 284 Bumps River Rd, Osterville, MA 02655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,511 sqft · built 1982
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on File
Last Sale$387,500 (Mar 2006)
Tax Bill$4,393 (2025)
Deeds & MortgagesMar 2022 Refinance
Flood ZoneZone X (minimal risk)
APNOSTE M:120 L:134

Property Details

APN / Parcel Number

Primary APNOSTE M:120 L:134
Alternative APN
  • 63040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,511 sqft Living Area
Gross Area3,488 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number63040
Street Address284 BUMPS RIVER RD
CityOSTERVILLE
StateMA
Zip02655-1552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal Lot Number134
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group4
Census Block4000
Census Tract13002

Owner

284 Bumps River Rd is owned and occupied by two individuals who bought it in March 2006.

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address284 BUMPS RIVER RD, OSTERVILLE, MA 02655-1552
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2006 · Amount on File
Deed SaleMar 20, 2006 · Amount on File
Prior SaleOct 27, 1998 · Amount on File
Deed Document Number2006114823
Deed Book / Page20833 / 265
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address284 BUMPS RIVER RD, OSTERVILLE, MA 02655-1552
Transaction TypeMortgage
Record UpdatedApr 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035012-19
DateMar 30, 2022
Book Page35012/19
Instrument16562
Lender
NameCAPE COD FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueApr 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 284 Bumps River Rd was $4,393, up 4.3% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,393.00 (+4.27%)$543,000 (+0.67%) Land $153,200 Building $389,800$747,650
2024$4,213.00 (+7.17%)$539,400 (+14.43%) Land $153,200 Building $386,200
2023$3,931.00$471,400 Land $139,300 Building $332,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 284 Bumps River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 284 Bumps River Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTERVILLE OSTERVILLE MARSTONS MILLS WD
serves 50,000 people · EPA ID MA4020002
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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