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284 Beacon St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 284 Beacon St, Lowell, MA 01850

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,459 sqft · built 1920
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Feb 2026)
Tax Bill$4,874 (2026)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APND07850

Property Details

APN / Parcel Number

Primary APND07850
Alternative APNs
  • LOWE M:196 B:440 L:284
  • M:000196 T:D07850

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,459 sqft Living Area
Gross Area2,525 sqft
1st Floor Area859 sqft
Basement Area850 sqft
Unfinished Basement850 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account NumberD07850
Street Address284 BEACON ST
CityLOWELL
StateMA
Zip01850-2562
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTSF
Legal Block440
Legal Lot Number284
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group4
Census Block4002
Census Tract310200

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address284 BEACON ST, LOWELL, MA 01850-2562
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2026 · Amount on Record
Deed SaleFeb 2, 2026 · Amount on Record
Deed Book / Page39836 / 109
Record UpdatedOct 29, 2026

February 2026: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionLOWELL MA
Recording DateFeb 2, 2026
Property Address284 BEACON ST, LOWELL, MA 01850-2562
Document Number039836-109
Book / Page39836 / 109
Instrument DateFeb 2, 2026
Instrument3094
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address284 BEACON ST, LOWELL, MA 01850-2562

Mortgage

Document Number0000003095
DateFeb 2, 2026
Instrument3095
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,874.00 (+6.4%)$429,400 (+7.62%) Land $134,600 Building $294,800$422,163 (-6.6%)
2025$4,581.00 (+2.51%)$399,000 (+6.34%) Land $125,800 Building $273,200$452,010 (+15.18%)
2024$4,469.00 (+5.98%)$375,200 (+10.52%) Land $117,600 Building $257,600$392,445
2023$4,217.00$339,500 Land $102,300 Building $237,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,079 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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