284 Apache Trl, Sanford, NC 27332 Property Records

Harnett County property record for 284 Apache Trl, Sanford, NC 27332

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,214 sqft · built 2018
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jun 2026)
Tax Bill	$2,493 (2026)
Deeds & Mortgages	Aug 2026 Sale Jun 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1500081012`

Property Details

APN / Parcel Number

Primary APN	`1500081012`
Alternative APNs	`099567 0054 37` `1500028847`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,214 sqft Heated Area
1st Floor Area	897 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	420 sqft
Porch	Porch
Porch Area	183 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500081012
Street Address	284 APACHE TRL
City	SANFORD
State	NC
Zip	27332-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20M
Legal Description	LOT#9 SUMMERLIN PH1 0.49AC MAP#2010-411
Legal Subdivision	SUMMERLIN
Legal Phase	1
Legal Lot Number	9
Jurisdiction	HARNETT NC
Township / Civil Division	JOHNSONVILLE
Census Block Group	1
Census Block	1033
Census Tract	71401

Owner

Source: Harnett County records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	284 APACHE TRL, SANFORD, NC 27332-2317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 18, 2026	Warranty Deed, Transfer · VA Mortgage ENCOMPASS LENDING GROUP LP
May 1, 2018	Deed of Trust, Mortgage SELECT BANK & TRUST CO
Aug 12, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 11, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC
Apr 26, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Sep 11, 2018 · Amount on Record
Deed Document Number	202612461
Deed Book / Page	4349 / 137
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Aug 14, 2026
Property Address	284 APACHE TRL, SANFORD, NC 27332-2317
Document Number	0000016793
Book / Page	4358 / 1706
Instrument Date	Jun 18, 2026
Instrument	202616793
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 APACHE TRL, SANFORD, NC 27332-2317

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jun 18, 2026
Property Address	284 APACHE TRL, SANFORD, NC 27332-2317
Document Number	0000012461
Book / Page	4349 / 137
Instrument Date	Jun 3, 2026
Instrument	202612461
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$75,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 APACHE TRL, SANFORD, NC 27332-2317
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012462,
Date	Jun 18, 2026
Instrument	202612462

Lender

Name	ENCOMPASS LENDING GROUP LP

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	284 APACHE TRL, SANFORD, NC 27332-2317
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005986
Date	May 1, 2018
Book Page	3601/0060
Instrument	2018005986

Lender

Name	SELECT BANK & TRUST CO
Type	Bank
Address	DUNN, NC 28335

Agreement

Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	284 APACHE TRL, SANFORD, NC 27332-2317
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018715
Date	Aug 12, 2021
Book Page	4028/72
Instrument	2021018715

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Sep 11, 2018
Property Address	284 APACHE TRL, SANFORD, NC 27332-2317
Document Number	0000013182
Book / Page	3638 / 0835
Map Reference	MB2010 PG411
Instrument Date	Sep 6, 2018
Instrument	2018013182
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	256 BOWERS RD, 256, RAEFORD, NC 28376-6305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 APACHE TRL, SANFORD, NC 27332-2317

Mortgage

Document Number	0000013183
Date	Sep 11, 2018
Instrument	2018013183

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARNETT NC
Recording Date	Apr 26, 2017
Property Address	284 APACHE TRL, SANFORD, NC 27332-2317
Document Number	0000005946
Book / Page	003499 / 000319
Instrument Date	Apr 21, 2017
Instrument	5946
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$168.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	256 BRIAR HILL RD RAEFORD NC 283766728, RAEFORD, NC 28376-6728
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,493.00 (+32.4%)	$338,759 (+33.89%)	$338,759 (+33.89%) Land $51,740 Building $287,019
2025	$1,883.00	$253,017 (-)	$253,017 (-) Land $49,280 Building $203,737
2023	$1,883.00	$253,017	$253,017 Land $49,280 Building $203,737

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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