284 Ames St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 284 Ames St, Lawrence, MA 01841

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,880 sqft · built 1930
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$388,000 (Aug 2019)
Tax Bill	$6,478 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`227 0000 0102 A`

Property Details

APN / Parcel Number

Primary APN	`227 0000 0102 A`
Alternative APN	`LAWR M:0227 B:0000 L:0102`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,880 sqft Living Area
Gross Area	4,450 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	227 0000 0102 A
Street Address	284 AMES ST
City	LAWRENCE
State	MA
Zip	01841-4128
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Lot Number	102
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3021
Census Tract	250200

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	284 AMES ST, LAWRENCE, MA 01841-4128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK
Nov 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW ENGLAND REGIONAL MORTGAGE CORP
Sep 30, 2020	Deed of Trust, Mortgage · FHA Mortgage NEW ENGLAND REGIONAL MORTGAGE CORP
Aug 1, 2019	Quit Claim Deed, Transfer · FHA Mortgage NEW ENGLAND REGIONAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Prior Sale	Aug 20, 2008 · Amount on Record
Deed Document Number	201918113
Deed Book / Page	15941 / 279
Prior Transfer Date	Jul 31, 2019
Prior Transfer Doc	15941-279
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Recording Date	Jun 30, 2026
Property Address	284 AMES ST, LAWRENCE, MA 01841-4128
Document Number	0000010767
Book / Page	18622 / 201
Instrument Date	Jun 22, 2026
Instrument	202610767
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 AMES ST, LAWRENCE, MA 01841-4128

Mortgage

Document Number	0000010767,
Date	Jun 30, 2026
Book Page	18622/201
Instrument	202610767

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	284 AMES ST, LAWRENCE, MA 01841-4128
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0017214-97
Date	Nov 3, 2021
Book Page	17214/97
Instrument	36479

Lender

Name	NEW ENGLAND REGIONAL MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	284 AMES ST, LAWRENCE, MA 01841-4128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16520-18
Date	Sep 30, 2020
Book Page	16520/18
Instrument	26272

Lender

Name	NEW ENGLAND REGIONAL MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Aug 1, 2019
Property Address	284 AMES ST, LAWRENCE, MA 01841-4128
Document Number	15941-279
Book / Page	15941 / 279
Instrument Date	Jul 31, 2019
Instrument	18113
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 AMES ST, LAWRENCE, MA 01841-4147

Mortgage

Document Number	18114
Date	Aug 1, 2019
Instrument	18114

Lender

Name	NEW ENGLAND REGIONAL MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,478.00 (+7.29%)	$749,800 (+9.28%) Land $160,700 Building $589,100	$753,853
2025	$6,038.00 (+6.77%)	$686,100 (+12.22%) Land $128,500 Building $557,600
2024	$5,655.00 (-3.33%)	$611,400 (+6.18%) Land $124,300 Building $487,100
2023	$5,850.00	$575,800 Land $108,800 Building $467,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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