284 Acton Dr, Florence, AL 35634 Property Records

Lauderdale County property record for 284 Acton Dr, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,766 sqft · built 1968
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Dec 2020)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-08-27-0-004-005-000`

Property Details

APN / Parcel Number

Primary APN	`16-08-27-0-004-005-000`
Alternative APNs	`099946` `99946` `5363`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,766 sqft Living Area
1st Floor Area	1,766 sqft
2nd Floor Area	308 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	240 ft deep x 80 ft wide
Garage Type	Mixed
Garage Area	924 sqft
Carport	Carport
Carport Area	640 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	99946
Street Address	284 ACTON DR
City	FLORENCE
State	AL
Zip	35634-2453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	170 X 240 IRR LAKE COVES SD RESUR BLK B LOT 7 .61 AC/C SEC 27 T2S R10W PB 3 PG 155
Legal Range	10W
Legal Township	02S
Legal Section	27
Legal Subdivision	LAKE COVES RES OF BLOCKS B,C,E
Legal Block	B
Legal Lot Number	7
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1052
Census Tract	11503

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	284 ACTON DR, FLORENCE, AL 35634-2453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Deed Document Number	0202070487
Deed Book / Page	2020 / 70487
Record Updated	Jun 8, 2026

December 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Dec 16, 2020
Property Address	284 ACTON DR, FLORENCE, AL 35634-2453
Document Number	2020/70487
Book / Page	2020 / 70487
Map Reference	MB 3 PG 155
Instrument Date	Dec 14, 2020
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	452 JULIE DR, 452, LEXINGTON, AL 35648-4269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 ACTON DR, FLORENCE, AL 35634-2453

Mortgage

Document Number	202070489202070489
Date	Dec 16, 2020
Instrument	2020/70489202070489

Lender

Name	BANK INDEPENDENT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption	$17,340 (+1,345%)	$173,220 (+10.19%) Land $13,300 Building $159,920
2023	Homeowner's exemption Senior Citizen's exemption	$1,200 Land $1,200	$157,200 Land $11,900 Building $145,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20