284 4th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 284 4th St, Troy, NY 12180

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 1,810 sqft · built 1890
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Nov 2021)
Tax Bill$3,421 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
Jun 2019 Foreclosure
APN381700 101.77-9-26

Property Details

APN / Parcel Number

Primary APN381700 101.77-9-26
Alternative APN
  • 1101270

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,810 sqft Total Area
1st Floor Area893 sqft
2nd Floor Area917 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleOther
Exterior MaterialBrick
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions130 ft deep x 20.5 ft wide
PorchPorch
Porch Area418 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1101270
Street Address284 4TH ST
CityTROY
StateNY
Zip12180-4601
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeMU1
Legal Description2 STY BR HSE 85-2/PT 50
Legal Block9
Legal Lot Number26.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group1
Census Block1002
Census Tract40900

Owner

284 4th St, a duplex, is owned by an individual who bought it in November 2021.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1435 E 4TH ST, BROOKLYN, NY 11230-5504
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2021Deed, Transfer · Stand-Alone First Mortgage
AMERICAN FINANCIAL NETWORK
Jun 4, 2019Trustee's Deed, Foreclosure
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2021 · Amount on File
Deed SaleNov 19, 2021 · Amount on File
Prior SaleJun 4, 2019 · Amount on File
Deed Document Number2021600512
Deed Book / Page9833 / 67
Prior Transfer DateFeb 22, 2019
Prior Transfer Doc0000551967
Record UpdatedOct 29, 2026

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionRENSSELAER NY
Recording DateNov 19, 2021
Property Address284 4TH ST, TROY, NY 12180-4601
Document Number0098330067
Book / Page9833 / 67
Instrument DateNov 8, 2021
Instrument2021-600512
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1435 E 4TH ST, BROOKLYN, NY 11230-5504

Mortgage

Document Number2021600513
DateNov 19, 2021
Instrument2021-600513
Lender
NameAMERICAN FINANCIAL NETWORK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

June 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionRENSSELAER NY
Recording DateJun 4, 2019
Property Address284 4TH ST, TROY, NY 12180-4601
Document Number0000551967
Book / Page008844 / 000334
Instrument DateFeb 22, 2019
Instrument551967
Transaction TypeForeclosure
Record UpdatedJun 20, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount on Record
Tax$140.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4801 AVENUE N BROOKLYN NY 112343711, BROOKLYN, NY 11234-3711

Tax Assessment & Valuation

The 2026 property tax bill for 284 4th St was $3,421, down 29.1% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,421.00 (-29.07%)
2025$4,823.00$62,000 Land $8,400 Building $53,600$106,200 Land $14,388 Building $91,812
2023$62,000 (-) Land $8,400 Building $53,600$88,600 (+8.61%) Land $12,004 Building $76,596
2022$3,958.00$62,000 Land $8,400 Building $53,600$81,579 Land $11,053 Building $70,526

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 284 4th St; there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims2 (1996–2011)
Most Recent ClaimAug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 284 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 51,401 people · EPA ID NY4100050
Water SourceSurface water
Last State InspectionDec 2025
Lead110 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureLead public education
Oct 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Massivemesh Networks.

Nearby Properties on 4th St

Nearby Streets

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