Rensselaer County and Troy City property record for 284 4th St, Troy, NY 12180
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,810 sqft · built 1890 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Nov 2021) |
| Tax Bill | $3,421 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jun 2019 Foreclosure |
| APN | 381700 101.77-9-26 |
| Primary APN | 381700 101.77-9-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,810 sqft Total Area |
| 1st Floor Area | 893 sqft |
| 2nd Floor Area | 917 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 130 ft deep x 20.5 ft wide |
| Porch | Porch |
| Porch Area | 418 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1101270 |
|---|---|
| Street Address | 284 4TH ST |
| City | TROY |
| State | NY |
| Zip | 12180-4601 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | MU1 |
| Legal Description | 2 STY BR HSE 85-2/PT 50 |
| Legal Block | 9 |
| Legal Lot Number | 26.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 40900 |
284 4th St, a duplex, is owned by an individual who bought it in November 2021.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1435 E 4TH ST, BROOKLYN, NY 11230-5504 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed, Transfer · Stand-Alone First Mortgage AMERICAN FINANCIAL NETWORK |
| Jun 4, 2019 | Trustee's Deed, Foreclosure FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on File |
| Deed Sale | Nov 19, 2021 · Amount on File |
| Prior Sale | Jun 4, 2019 · Amount on File |
| Deed Document Number | 2021600512 |
| Deed Book / Page | 9833 / 67 |
| Prior Transfer Date | Feb 22, 2019 |
| Prior Transfer Doc | 0000551967 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Nov 19, 2021 |
| Property Address | 284 4TH ST, TROY, NY 12180-4601 |
| Document Number | 0098330067 |
| Book / Page | 9833 / 67 |
| Instrument Date | Nov 8, 2021 |
| Instrument | 2021-600512 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1435 E 4TH ST, BROOKLYN, NY 11230-5504 |
| Document Number | 2021600513 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 2021-600513 |
| Name | AMERICAN FINANCIAL NETWORK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Jun 4, 2019 |
| Property Address | 284 4TH ST, TROY, NY 12180-4601 |
| Document Number | 0000551967 |
| Book / Page | 008844 / 000334 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 551967 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 20, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4801 AVENUE N BROOKLYN NY 112343711, BROOKLYN, NY 11234-3711 |
The 2026 property tax bill for 284 4th St was $3,421, down 29.1% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,421.00 (-29.07%) | ||
| 2025 | $4,823.00 | $62,000 Land $8,400 Building $53,600 | $106,200 Land $14,388 Building $91,812 |
| 2023 | $62,000 (-) Land $8,400 Building $53,600 | $88,600 (+8.61%) Land $12,004 Building $76,596 | |
| 2022 | $3,958.00 | $62,000 Land $8,400 Building $53,600 | $81,579 Land $11,053 Building $70,526 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA's flood maps do not cover 284 4th St; there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (1996–2011) |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 284 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Massivemesh Networks.
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