28396 Holt Rd, Rocky Mount, MO 65072 Property Records

Morgan County property record for 28396 Holt Rd, Rocky Mount, MO 65072

Property Summary

Property TypeSingle Family Home
Details800 sqft · built 1974
Lot Size0.253 acres (11,040 sqft)
OwnerCompany Name on Record
Last Sale$242,400 (Mar 2023)
Tax Bill$1,316 (2025)
Deeds & MortgagesSep 2020 Mortgage
Mar 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-7.0-35-100-003-025.000

Property Details

APN / Parcel Number

Primary APN15-7.0-35-100-003-025.000

Interior

Stories1 Story
Building Area800 sqft Living Area
1st Floor Area800 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2004
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,040 sqft (0.253 acres)
Lot Dimensions138 ft deep x 80 ft wide
Deck Area1 sqft
Utility Building80 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address28396 HOLT RD
CityROCKY MOUNT
StateMO
Zip65072-2416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 28 INDIAN HAVEN 80 X 138 IRR
Legal Range17
Legal Township41
Legal Section35
Legal SubdivisionINDIAN HAVEN
Legal Block1
Legal Lot Number28
JurisdictionMORGAN MO
Township / Civil DivisionOSAGE
Census Block Group1
Census Block1026
Census Tract470401

Owner

Source: Morgan County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4608 NE 104TH TER, KANSAS CITY, MO 64156-2927
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Mar 30, 2023Deed of Trust, Mortgage · Line of Credit
WAUKON STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2023 · Amount on Record
Deed SaleMar 30, 2023 · Amount on Record
Deed Document Number20231261
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN MO
Property Address28396 HOLT RD, ROCKY MOUNT, MO 65072-2416
Transaction TypeMortgage
Record UpdatedSep 5, 2023
Title CompanyHUBBARD-KAVANAUGH TITLE COMPANY, HUBBARD KAVANAUGH TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address28396 HOLT RD, ROCKY MOUNT, MO 65072-2416

Mortgage

Document Number0202005372
DateSep 23, 2020
Instrument202005372
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN MO
Property Address28396 HOLT RD, ROCKY MOUNT, MO 65072-2416
Transaction TypeMortgage
Record UpdatedSep 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 10TH ST 1300, 1300, DES MOINES, IA 50309-3616

Mortgage

Document Number0202301262
DateMar 30, 2023
Instrument202301262
Lender
NameWAUKON STATE BANK
TypeBank
AddressWAUKON, IA 52172
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of July 30, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyMorgan County
Unified School DistrictEldon R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,316.00 (+9.12%)$28,140 (+13.06%) Land $8,588 Building $19,552$148,100 (-) Land $45,200 Building $102,900
2024$1,206.00 (-1.15%)$148,100 (+13.05%) Land $45,200 Building $102,900
2023$1,220.00 (-0.73%)$24,890
2022$1,229.00 (+13.06%)$131,000 Land $40,000 Building $91,000
2011$1,087.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Co-Mo Connect
Fiber
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100

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