28396 Clover Ln, Evergreen, CO 80439 Property Records

Jefferson County property record for 28396 Clover Ln, Evergreen, CO 80439

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,679 sqft · built 1962
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$1,160,000 (Oct 2021)
Tax Bill	$7,981 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-034-05-001`

Property Details

APN / Parcel Number

Primary APN	`51-034-05-001`
Alternative APNs	`300041434` `41434`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,679 sqft Living Area
Gross Area	6,009 sqft
1st Floor Area	2,679 sqft
Basement Area	2,679 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2013
Architectural Style	Raised Ranch
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	588 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	303 sqft
Deck Area	725 sqft
Patio Area	725 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	300041434
Street Address	28396 CLOVER LN
City	EVERGREEN
State	CO
Zip	80439-8443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR2
Legal Description	SECTION 03 TOWNSHIP 05 RANGE 71 QTR SE SUBDIVISIONCD 357800 SUBDIVISIONNAME HIWAN VILLAGE BLOCK LOT 0074 SIZE: 21780 TRACT VALUE: .500
Legal Range	71W
Legal Township	05S
Legal Section	03
Legal Subdivision	HIWAN VILLAGE
Legal Lot Number	74
Jurisdiction	JEFFERSON CO
Township / Civil Division	CENTRAL JEFFERSON
Census Block Group	4
Census Block	4001
Census Tract	9846

Owner

Source: Jefferson County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28396 CLOVER LN, EVERGREEN, CO 80439-8443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Oct 13, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Apr 23, 2009 · Amount on Record
Deed Document Number	2021146146
Prior Transfer Date	Jan 20, 2005
Prior Transfer Doc	00F2166731
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	28396 CLOVER LN, EVERGREEN, CO 80439-8443
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WILLIAMS DR, MORAGA, CA 94556-2362

Mortgage

Document Number	0000056024
Date	Apr 8, 2021
Instrument	2021056024

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Oct 13, 2021
Property Address	28396 CLOVER LN, EVERGREEN, CO 80439-8443
Document Number	0000146146
Instrument Date	Oct 12, 2021
Instrument	2021146146
Transaction Type	Transfer
Record Updated	Feb 27, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	28396 CLOVER LN, EVERGREEN, CO 80439-8443

Mortgage

Document Number	0000146147
Date	Oct 13, 2021
Instrument	2021146147

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Jefferson County
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,981.00 (+11.36%)	$82,287 (+5.3%) Land $14,620 Building $67,667	$1,316,597 (+7.79%) Land $233,926 Building $1,082,671
2023	$7,167.00	$78,149 Land $12,007 Building $66,142	$1,221,408 Land $179,213 Building $1,042,195

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1983–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 94% of Colorado
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Visionary Broadband Fixed Wireless	200 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	137 / 30
Neteo Fixed Wireless	137 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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