San Diego County property record for 28390 Lilac Rd, Valley Center, CA 92082
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 964 sqft · built 1967 |
| Lot Size | 0.358 acres (15,582 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $695,000 (Mar 2024) |
| Tax Bill | $7,803 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 186-210-17-00 |
| Primary APN | 186-210-17-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 964 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,582 sqft (0.358 acres) |
| Lot Dimensions | 70 ft deep x 250 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 28390 LILAC RD |
|---|---|
| City | VALLEY CENTER |
| State | CA |
| Zip | 92082-5415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | SEC 13-11-2W NW 1/4 OF POR NE 1/4 OF |
| Legal Range | 02W |
| Legal Township | 11 |
| Legal Section | 13 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | VALLEY CENTER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 19105 |
28390 Lilac Rd is owned by a company that bought it in March 2024 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1163 SUNSET DR, VISTA, CA 92081-7407 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · FHA Mortgage AME FINANCIAL CORPORATION |
| Mar 13, 2024 | Grant Deed, Transfer · FHA Mortgage STG MORTGAGE INC |
| Sep 28, 2021 | Grant Deed, Transfer · Conventional Mortgage NEXERA HOLDING LLC |
| Sep 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage PANORAMA MORTGAGE GROUP LLC |
| Aug 5, 2019 | Grant Deed, Transfer · FHA Mortgage ALTERRA GRP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2024 · Amount on File |
| Deed Sale | Mar 13, 2024 · Amount on File |
| Prior Sale | Sep 28, 2021 · Amount on File |
| Deed Document Number | 202462187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 26, 2026 |
| Property Address | 28390 LILAC RD, VALLEY CENTER, CA 92082-5415 |
| Document Number | 0000149425 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026149425 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 28390 LILAC RD, VALLEY CENTER, CA 92082-5415 |
| Document Number | 0000149425, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 2026149425 |
| Name | AME FINANCIAL CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 13, 2024 |
| Property Address | 28390 LILAC RD, VALLEY CENTER, CA 92082-5415 |
| Document Number | 0000062187 |
| Instrument Date | Feb 16, 2024 |
| Instrument | 2024-0062187 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1163 SUNSET DR, VISTA, CA 92081-7407 |
| Document Number | 0000062188 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 2024-0062188 |
| Name | STG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 28, 2021 |
| Property Address | 28390 LILAC RD, VALLEY CENTER, CA 92082-5415 |
| Document Number | 0000681565 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021-0681565 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2021 |
| Title Company | PACIFIC VA TITLE, PACIFIC COAST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3146 TIGER RUN CT, CARLSBAD, CA 92010-6695 |
| Document Number | 0000681566 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021-0681566 |
| Name | NEXERA HOLDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 28390 LILAC RD, VALLEY CENTER, CA 92082-5415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 28390 LILAC RD, VALLEY CENTER, CA 92082-5415 |
| Document Number | 0000559293 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 2020-0559293 |
| Name | PANORAMA MORTGAGE GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LAS VEGAS, NV 89145 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 5, 2019 |
| Property Address | 28390 LILAC RD, VALLEY CENTER, CA 92082-5415 |
| Document Number | 0000325814 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 325814 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28390 LILAC RD VALLEY CENTER CA 92082, VALLEY CENTER, CA 92082 |
| Document Number | 325815 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 325815 |
| Name | ALTERRA GRP LLC |
|---|---|
| Address | LAS VEGAS, NV 89145 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 4, 2049 |
The 2025 property tax bill for 28390 Lilac Rd was $7,803 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Valley Center-Pauma Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $723,078 (+2%) Land $509,796 Building $213,282 | |
| 2025 | $7,803.00 Homeowner's exemption | $708,900 Land $499,800 Building $209,100 |
| 2023 | $6,910.00 (+1.72%) | $622,200 Land $550,800 Building $71,400 |
| 2022 | $6,793.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 28390 Lilac Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28390 Lilac Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 76% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026 |
|---|---|
| Water Source | Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY |
| Last State Inspection | Apr 2021 |
| Lead | 4 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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