2839 Wagon Wheel Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2839 Wagon Wheel Trl, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2016
Square Footage	2,788 sqft Living Area
Lot Size	7,405 sqft (0.17 acres)
Occupancy	Owner Occupied
Last Sale	$304,000 (2020)
Tax Bill	$6,389.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`19-26-31-0158-0001-1290`
Alternative APN	`263119015800011290`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,788 sqft Living Area
Gross Area	3,494 sqft Gross Area
1st Floor	1,317 sqft 1st Floor
Upper Floors	1,471 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional Style
Exterior Material	Combination Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.17 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	462 sqft Garage
Porch Area	244 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2839 WAGON WHEEL TRL
City	SAINT CLOUD
State	FL
Zip	34772-8985
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GRAMERCY FARMS PH 3 PB 23 PG 175-177 LOT 129
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	GRAMERCY FARMS PH 3
Legal Phase	3
Legal Tract	158
Legal Block	1290
Legal Lot Number	129
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1008
Census Tract	43304

Owner

Source: Osceola County records · APN 19-26-31-0158-0001-1290

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2839 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
Jul 24, 2020	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	Dec 05, 2016 · Amount on Record
Deed Doc Number	202096803
Deed Book / Page	5761 / 626
Last Transfer Date	May 12, 2023
Transfer Doc	0064061723
Record Refreshed	Jun 08, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	May 12, 2023
Property Address	2839 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985
Document Number	0064061723
Book / Page	6406 / 1723
Map Reference	MB 23 PG 175
Instrument Date	May 12, 2023
Instrument	2023061223
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2839 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2839 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2839 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050842411
Date	Jan 12, 2017
Book Page	5084/2411
Instrument	2017006721

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 01, 2046

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 24, 2020
Property Address	2839 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985
Document Number	0057610626
Book / Page	5761 / 626
Map Reference	MB 23 PG 175
Instrument Date	Jul 08, 2020
Instrument	2020096803
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,128.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4542 ORCHARD GROVE RD, 4542, SAINT CLOUD, FL 34772-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2839 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985

Mortgage

Document Number	0005761628
Date	Jul 24, 2020
Instrument	5761/628

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,721.00 (+5.2%) Homeowner's exemption	$311,489 (+5.99%)	$414,900 (-1.36%) Land $75,600 Building $339,300
2024	$6,389.00 (+2.52%)
2023	$6,232.00 (+2.47%) Homeowner's exemption	$293,895 (+3%)	$420,600 (+16.19%) Land $64,800 Building $355,800
2022	$6,082.00 Homeowner's exemption	$285,335	$362,000 Land $59,400 Building $302,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 366 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

2839 Wagon Wheel Trl, Saint Cloud, FL 34772 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Wagon Wheel Trl

Nearby Streets

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