2839 Harmonia Hammock Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 2839 Harmonia Hammock Rd, Harmony, FL 34773 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage1,830 sqft Heated Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$359,000 (2025)
Tax Bill$6,406.00 (2025)

Property Details

APN / Parcel Number

Primary APN242631338300010540

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,830 sqft Heated Area
Gross Area2,400 sqft Gross Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,970 sqft (0.16 acres)
Garage TypeFinished Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2839 HARMONIA HAMMOCK RD
CityHARMONY
StateFL
Zip34773-6133
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVILLAGES AT HARMONY PH 1B PB 29 PGS 104-112 LOT 54
Legal Range31E
Legal Township26S
Legal Section24
Legal SubdivisionVILLAGES AT HARMONY PHS 1B 1C-1& 1D
Legal Phase1B
Legal Tract3383
Legal Lot Number54
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2119
Census Tract43801

Owner

Source: Osceola County records · APN 242631338300010540

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1854 OVERCUP AVE, SAINT CLOUD, FL 34771-4880
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
STRONG HOME MORTGAGE LLC
Dec 16, 2025Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MOVEMENT MORTGAGE
Jul 30, 2021Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 16, 2025 · Amount on Record
Deed SaleDec 16, 2025 · Amount on Record
Prior SaleJul 30, 2021 · Amount on Record
Deed Doc Number2025153386
Deed Book / Page6894 / 812
Record RefreshedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2839 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133
Transaction TypeMortgage
Record UpdatedDec 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2839 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133

Mortgage

Document Number0061290275
DateJan 13, 2022
Book Page6129/275
Instrument2022007487
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
AddressMANASSAS, VA 20110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 16, 2025
Property Address2839 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133
Document Number0068940812
Book / Page6894 / 812
Map ReferenceMB 29 PG 104-112
Instrument DateDec 15, 2025
Instrument2025153386
Transaction TypeTransfer
Record UpdatedDec 29, 2025
Title CompanyPUBLIC TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,513.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7207 NOTTINGHAM REEL CT, HARMONY, FL 34773-6277

Transferred To (Grantee/Buyer)

NameVerified Name
Address1854 OVERCUP AVE, SAINT CLOUD, FL 34771-4880

Mortgage

Document Number0006894814
DateDec 16, 2025
Instrument6894/814
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateApr 01, 2031
Change FrequencyAnnually
Min Rate At Change4.25%
Max Rate At Change6.25%
Index1-Year CMT
Margin2
Max Rate6.25%

July 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 30, 2021
Property Address2839 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133
Document Number0060130068
Book / Page6013 / 68
Map ReferenceMB 29 PG 104-112
Instrument DateJul 29, 2021
Instrument2021118242
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address2839 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133

Mortgage

Document Number0000601369
DateJul 30, 2021
Instrument6013/69
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,406.00 (+5.71%) Homeowner's exemption Widower's exemption$306,200 (+4.53%) Land $80,000 Building $226,200$306,200 (-4.16%) Land $80,000 Building $226,200
2023$6,060.00 (+4.05%) Homeowner's exemption Widower's exemption$292,936 (+3%)$319,500 (+10.44%) Land $70,000 Building $249,500
2022$5,824.00 Homeowner's exemption Widower's exemption$284,404$289,300 Land $60,000 Building $229,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire LikelihoodAbout 1 in 147 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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