2839 Elm St, Dubuque, IA 52001 Property Records

Dubuque County property record for 2839 Elm St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,472 sqft · built 1900
Lot Size	0.076 acres (3,300 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (May 2026)
Tax Bill	$1,246 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-13-159-017`

Property Details

APN / Parcel Number

Primary APN	`10-13-159-017`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,472 sqft Living Area
1st Floor Area	736 sqft
Upper Floors Area	736 sqft
Basement Area	736 sqft
Unfinished Basement	736 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	3,300 sqft (0.076 acres)
Lot Dimensions	100 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2839 ELM ST
City	DUBUQUE
State	IA
Zip	52001-1957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 1-119 GLENDALE ADD #2
Legal Range	02E
Legal Township	89N
Legal Section	13
Legal Subdivision	PRESCOTT
Legal Lot Number	1-119
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1009
Census Tract	500

Owner

2839 Elm St is owned and occupied by an individual who bought it in May 2026.

Source: Dubuque County records, as of May 11, 2026

Owner of Record	Individual Name on File
Mailing Address	2839 ELM ST, DUBUQUE, IA 52001-1957
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · FHA Mortgage NONE LISTED ON DOCUMENT
Aug 17, 2023	Special Warranty Deed, Transfer · Stand-Alone First Mortgage FIDELITY BANK & TRUST
Jun 27, 2018	Warranty Deed, Transfer · Line of Credit DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Prior Sale	Aug 17, 2023 · Amount on File
Deed Document Number	20264465
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	May 1, 2026
Property Address	2839 ELM ST, DUBUQUE, IA 52001-1957
Document Number	0000004465
Instrument Date	Apr 29, 2026
Instrument	2026.4465
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,007.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2839 ELM ST, DUBUQUE, IA 52001-1957

Mortgage

Document Number	0000004466,
Date	May 1, 2026
Instrument	2026..4466

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Aug 17, 2023
Property Address	2839 ELM ST, DUBUQUE, IA 52001-1957
Document Number	0000007864
Instrument Date	Dec 12, 2022
Instrument	2023-00007864
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Amount	Amount on Record
Tax	$127.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16728 BUDD RD, DUBUQUE, IA 52002-9438

Mortgage

Document Number	0000007865
Date	Aug 17, 2023
Instrument	2023-00007865

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jun 27, 2018
Property Address	2839 ELM ST, DUBUQUE, IA 52001-1957
Document Number	0000007142
Instrument Date	Jun 15, 2018
Instrument	2018-00007142
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SAUNDERS ST, DUBUQUE, IA 52001-0911

Mortgage

Document Number	0000007143
Date	Jun 27, 2018
Instrument	2018-00007143

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2839 Elm St was $1,246.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,246.00	$86,900 Land $14,000 Building $72,900	$86,900 Land $14,000 Building $72,900
2024	$1,246.00
2023		$86,600 (+15.82%) Land $13,200 Building $73,400	$86,600 Land $13,200 Building $73,400
2022	$1,290.00	$74,770 Land $9,900 Building $64,870
2021			$74,770 Land $9,900 Building $64,870

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2839 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2839 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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