Kane County property record for 2839 Edgewater Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,570 sqft · built 2007 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on File |
| Last Sale | $240,000 (May 2019) |
| Tax Bill | $7,731 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-29-131-003 |
| Primary APN | 06-29-131-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,570 sqft Living Area |
| 1st Floor Area | 1,570 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Frame |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 125 ft deep x 51 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 2839 EDGEWATER DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDGEWATER SUB PHASE 3 LT 655 |
| Legal Subdivision | EDGEWATER SUB |
| Legal Phase | 3 |
| Legal Block | 2 |
| Legal Lot Number | 655 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 851913 |
Source: Kane County records · APN 06-29-131-003
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2839 EDGEWATER DR, ELGIN, IL 60124-3112 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 29, 2021 | Intrafamily Transfer, Transfer ATTORNEY |
| May 08, 2019 | Deed, Transfer · ARM DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 08, 2019 · Amount on Record |
| Deed Sale | May 08, 2019 · Amount on Record |
| Prior Sale | May 02, 2008 · Amount on Record |
| Deed Document Number | 201918272 |
| Last Transfer Date | Apr 22, 2021 |
| Transfer Doc | 0000088734 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 29, 2021 |
| Property Address | 2839 EDGEWATER DR, ELGIN, IL 60124-3112 |
| Document Number | 0000088734 |
| Map Reference | DOC 2006K068247 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 2021K088734 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2839 EDGEWATER DR, ELGIN, IL 60124-3112 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 08, 2019 |
| Property Address | 2839 EDGEWATER DR, ELGIN, IL 60124-3112 |
| Document Number | 0000018272 |
| Map Reference | DOC 2006K068247 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 2019K018272 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2839 EDGEWATER DR, ELGIN, IL 60124-3112 |
| Document Number | 0000018273 |
|---|---|
| Date | May 08, 2019 |
| Instrument | 2019K018273 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | May 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,731.00 (+14.65%) Homeowner's exemption Senior Citizen's exemption | ||
| 2024 | $108,081 (+21.39%) Land $32,196 Building $75,885 | $324,373 (+21.44%) Land $96,627 Building $227,746 | |
| 2022 | $6,743.00 (+4.98%) Homeowner's exemption | $89,033 (+6.96%) Land $26,522 Building $62,511 | $267,099 (+6.96%) Land $79,566 Building $187,533 |
| 2021 | $6,423.00 Homeowner's exemption | $83,239 Land $24,796 Building $58,443 | $249,717 Land $74,388 Building $175,329 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 459 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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