2838C 45th St, Highland, IN 46322 Property Records

Lake County property record for 2838C 45th St, Highland, IN 46322

Property Summary

Property Type	Office Building
Details	19,584 sqft · built 1993
Lot Size	2.15 acres (93,654 sqft)
Owner	Company Name on File
Tax Bill	$5,889 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-16-27-0572-0006`

Property Details

APN / Parcel Number

Primary APN	`007-16-27-0572-0006`
Alternative APNs	`45-07-33-202-010.000-026` `162705720006`

Interior

Stories	1 Story
Building Area	19,584 sqft

Exterior

Year Built	Built 1993
Exterior Material	Brick/Stone
Construction Type	Brick
Lot Area	93,654 sqft (2.15 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	007-16-27-0572-0006
Old Parcel Number	162705720006
Street Address	2838C 45TH ST
City	HIGHLAND
State	IN
Zip	46322-2905
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	GORDON SQ. CONDOMINIUM UNIT 4C (2838C) 7.47. C.A. INT.
Legal Subdivision	GORDON SQUARE CONDO
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1003
Census Tract	40502

Owner

2838C 45th St, a commercial property, is owned by a company that acquired it in July 2018.

Source: Lake County records, as of March 18, 2026

Owner of Record	Company Name on File
Mailing Address	2043 BIRCHWOOD LN, HIGHLAND, IN 46322-3554
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Jul 16, 2018	Warranty Deed, Transfer · Commercial Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2018
Deed Sale	Jul 16, 2018
Deed Document Number	2018 044103
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	2838C 45TH ST, HIGHLAND, IN 46322-2905
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2838 45TH ST, HIGHLAND, IN 46322-2905

Mortgage

Document Number	0000044675
Date	Nov 18, 2025
Instrument	2025-544675

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 14, 2035

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 16, 2018
Property Address	2838C 45TH ST, HIGHLAND, IN 46322-2905
Document Number	0000044103
Map Reference	DOC2002 048135
Instrument Date	Jul 6, 2018
Instrument	2018 044103
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2043 BIRCHWOOD LN, HIGHLAND, IN 46322-3554

Mortgage

Document Number	0000044104
Date	Jul 16, 2018
Instrument	2018 044104

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 12, 2023

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Highland Town
Unified School District	Highland School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$165,500 Land $27,500 Building $138,000	$165,500 Land $27,500 Building $138,000
2024	$5,889.00
2023		$157,400 (-10.72%) Land $27,500 Building $129,900	$157,400 (-10.72%) Land $27,500 Building $129,900
2022	$3,615.00	$176,300 Land $26,400 Building $149,900	$176,300 Land $26,400 Building $149,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2838C 45th St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	11 (1979–2008)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2838C 45th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND WATER WORKS serves 23,984 people · EPA ID IN5245021
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Jan 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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