Chambers County property record for 2838 Phillips Rd, Lafayette, AL 36862
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,900 sqft · built 1992 |
| Lot Size | 0.41 acres (18,000 sqft) |
| Owner | Company Name on File |
| Tax Bill | $5,580 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-17-02-03-3-003-018.000 |
| Primary APN | 12-17-02-03-3-003-018.000 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 2,900 sqft Living Area |
| 1st Floor Area | 2,900 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Roof Type | Wood Truss |
| Roof Material | Asphalt |
| Lot Area | 18,000 sqft (0.41 acres) |
| Lot Dimensions | 143 ft deep x 186 ft wide |
| Garage Type | Mixed |
| Garage Area | 812 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 6675 |
|---|---|
| Street Address | 2838 PHILLIPS RD |
| City | LAFAYETTE |
| State | AL |
| Zip | 36862 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | LOTS 21,22,23,24,25 & 58A. & H. HUGULEY SUB. #4M.B. 2 PG. 2LESS ROAD R.O.W.IN SW1/4 OF SW1/4.S3 T21N R28E |
| Legal Range | 28 |
| Legal Township | 21 |
| Legal Section | 03 |
| Legal Subdivision | H. HUGULEY SUB |
| Legal Lot Number | 21,22 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | LANETT |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 954200 |
Source: Chambers County assessment roll, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 128, LAFAYETTE, AL 36862-0128 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Chambers County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Unified School District | Chambers County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,580.00 (+7%) | $146,528 (+19.4%) Land $9,320 Building $137,208 | $732,640 (+19.4%) Land $46,600 Building $686,040 |
| 2024 | $5,215.00 | $122,720 (-) Land $9,320 Building $113,400 | $613,580 (-) Land $46,570 Building $567,010 |
| 2023 | $5,215.00 | $122,720 (-) Land $9,320 Building $113,400 | $613,580 (-) Land $46,570 Building $567,010 |
| 2022 | $5,215.00 | $122,720 Land $9,320 Building $113,400 | $613,580 Land $46,570 Building $567,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUGULEY WATER AUTHORITY serves 6,795 people · EPA ID AL0000177 |
|---|---|
| Water Source | Purchased surface water from CHATTAHOOCHEE VALLEY WATER SUPPLY DIST |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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