2838 Oakley Rd, Stokes, NC 27884 Property Records

Pitt County property record for 2838 Oakley Rd, Stokes, NC 27884

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 2,469 sqft · built 2001
Lot Size	1.43 acres (62,291 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,655 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`062392`

Property Details

APN / Parcel Number

Primary APN	`062392`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,469 sqft Heated Area
Gross Area	3,221 sqft
1st Floor Area	1,251 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	62,291 sqft (1.43 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	2838 OAKLEY RD
City	STOKES
State	NC
Zip	27884-9602
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	2838 OAKLEY RD
Legal Subdivision	BEST & BEST CONCRETE
Jurisdiction	PITT NC
Township / Civil Division	PACTOLUS
Census Block Group	2
Census Block	2008
Census Tract	901

Owner

2838 Oakley Rd, a rural home, is owned and occupied by two individuals.

Source: Pitt County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2838 OAKLEY RD, STOKES, NC 27884-9602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust · Line of Credit SOUTHERN BANK & TRUST CO
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK & TRUST CO
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage AFFLIATED MORTGAGE SERVICES
Apr 14, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	PITT NC
Recording Date	Apr 24, 2026
Property Address	2838 OAKLEY RD, STOKES, NC 27884-9602
Document Number	4767000824
Book / Page	4767 / 824
Instrument Date	Apr 17, 2026
Record Updated	May 5, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2838 OAKLEY RD, STOKES, NC 27884-9602
Investor	Possibly a Property Investor

Mortgage

Document Number	4767000824,
Date	Apr 24, 2026
Book Page	4767/824

Lender

Name	SOUTHERN BANK & TRUST CO

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Recording Date	Apr 24, 2026
Property Address	2838 OAKLEY RD, STOKES, NC 27884-9602
Document Number	0000004767
Book / Page	4767 / 824
Instrument Date	Apr 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2838 OAKLEY RD, STOKES, NC 27884-9602
Investor	Possibly a Property Investor

Mortgage

Document Number	4767000824,
Date	Apr 24, 2026
Book Page	4767/824

Lender

Name	SOUTHERN BANK & TRUST CO

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Property Address	2838 OAKLEY RD, STOKES, NC 27884-9602
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004109
Date	May 26, 2021
Book Page	4109/389

Lender

Name	AFFLIATED MORTGAGE SERVICES
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Property Address	2838 OAKLEY RD, STOKES, NC 27884-9602
Document Number	0035540034
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2838 OAKLEY RD STOKES NC 278849602, STOKES, NC 27884-9602

Mortgage

Document Number	0035540034
Date	May 9, 2017
Book Page	003554/000034

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2838 Oakley Rd was $2,655.

Source: Pitt County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pitt County
Unified School District	Pitt County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,655.00	$346,772 Land $27,150 Building $319,622	$346,772 Land $27,150 Building $319,622
2023	$2,157.00	$239,730 Land $21,150 Building $218,580	$239,730 Land $21,150 Building $218,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2838 Oakley Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	3 (2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2838 Oakley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOKES REGIONAL WATER CORP private · serves 3,530 people · EPA ID NC0474060
Water Source	Purchased surface water from GREENVILLE UTILITIES COMM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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