2838 NW 3rd Ter, Ocala, FL 34475 Property Records

Marion County property record for 2838 NW 3rd Ter, Ocala, FL 34475

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,258 sqft · built 1986
Lot Size0.269 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Oct 2024)
Tax Bill$2,583 (2025)
Deeds & MortgagesOct 2024 Mortgage
Oct 2024 Sale
Flood ZoneZone AE (high risk)
APN2523-002-023

Property Details

APN / Parcel Number

Primary APN2523-002-023
Alternative APN
  • 2000562000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,258 sqft Living Area
1st Floor Area1,258 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2009
Exterior MaterialConcrete Block
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,761 sqft (0.269 acres)
Lot Dimensions140 ft deep x 84 ft wide
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area240 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number2000562000
Old Parcel Number2523002023
Street Address2838 NW 3RD TER
CityOCALA
StateFL
Zip34475-2648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSEC 06 TWP 15 RGE 22
Legal Range22E
Legal Township15S
Legal Section06
Legal SubdivisionPROVIDENCE NORTH
Legal Block2
Legal Lot Number23
JurisdictionMARION FL
Township / Civil DivisionOCALA
Census Block Group4
Census Block4004
Census Tract1401

Owner

Source: Marion County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address400 SW 1ST AVE UNIT 1081, 1081, OCALA, FL 34478-7744
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2024Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Oct 31, 2024Warranty Deed, Transfer
CLOUD TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 31, 2024 · Amount on Record
Deed SaleOct 31, 2024 · Amount on Record
Prior SaleMay 17, 2006 · Amount on Record
Deed Document Number2024143884
Deed Book / Page8458 / 1817
Record UpdatedJun 8, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address2838 NW 3RD TER, OCALA, FL 34475-2648
Transaction TypeMortgage
Record UpdatedJan 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 SW 1ST AVE 1081, 1081, OCALA, FL 34478-7744

Mortgage

Document Number0084581819
DateOct 31, 2024
Book Page8458/1819
Instrument2024143885
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2054

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateOct 31, 2024
Property Address2838 NW 3RD TER, OCALA, FL 34475-2648
Document Number0084581817
Book / Page8458 / 1817
Map ReferenceMB R PG 120
Instrument DateOct 31, 2024
Instrument2024143884
Transaction TypeTransfer
Record UpdatedDec 24, 2025
Title CompanyCLOUD TITLE

Transaction

AmountAmount Recorded
Tax$1,435.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address964 SW 35TH LN, OCALA, FL 34471-0185

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 SOUTHWEST IST AVENUE #1081 # 1081, 1081, OCALA, FL 34478

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
MunicipalityOcala City
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,583.00 (+11.24%) Homeowner's exemption$173,726 (+71.01%) Land $40,000 Building $133,726$173,726 (+26.75%) Land $40,000 Building $133,726
2023$2,322.00 (+14.72%)$101,591 (-19.97%) Land $35,000 Building $66,591$137,065 (+7.97%) Land $35,000 Building $102,065
2022$2,024.00$126,947 Land $35,000 Building $91,947$126,947 Land $35,000 Building $91,947

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation56.9 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCALA, CITY OF (2 WTPS)
serves 66,449 people · EPA ID FL3420922
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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