2838 N Chipman Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 2838 N Chipman Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Sep 2023)
Tax Bill	$2,227 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`006-02-200-006`

Property Details

APN / Parcel Number

Primary APN	`006-02-200-006`
Alternative APN	`0060220000600`

Exterior

Lot Area	51,836 sqft (1.19 acres)

Location & Zoning

Street Address	2838 N CHIPMAN RD
City	OWOSSO
State	MI
Zip	48867-1161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC. 2 T7N R2E. BEG AT PT ON CLN OF CHIPMAN RD WH IS W 24.75 FT ALG N SEC LN & S016' 10''W 707.50 FT & S2923'20''W 821 FT FRO
Legal Range	02E
Legal Township	07N
Legal Section	02
Legal Subdivision	NEQTRS2T7NR2E
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	3
Census Block	3012
Census Tract	30300

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2838 N CHIPMAN RD, OWOSSO, MI 48867-1161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Warranty Deed, Transfer · FHA Mortgage LEGACY MORTGAGE
May 19, 2021	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	May 19, 2021 · Amount on Record
Deed Document Number	20233375184
Deed Book / Page	1311 / 20
Prior Transfer Date	Jun 20, 2012
Prior Transfer Doc	00117500372
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 28, 2023
Property Address	2838 N CHIPMAN RD, OWOSSO, MI 48867-1161
Document Number	0013110020
Book / Page	1311 / 20
Instrument Date	Sep 22, 2023
Instrument	3375184
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,537.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2838 N CHIPMAN RD, OWOSSO, MI 48867-1161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2838 N CHIPMAN RD, OWOSSO, MI 48867-1161

Mortgage

Document Number	0003375185
Date	Sep 28, 2023
Instrument	3375185

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	May 19, 2021
Property Address	2838 N CHIPMAN RD, OWOSSO, MI 48867-1161
Document Number	0012820769
Book / Page	1282 / 769
Instrument Date	May 13, 2021
Instrument	3346536
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4344 S VERNON RD, 4344, DURAND, MI 48429-9766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 N CHIPMAN ST, OWOSSO, MI 48867-4902

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Owosso Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,500 (+5.5%)	$161,000 (+5.5%)
2025	$2,227.00 (+2.63%) Homeowner's exemption	$76,300 (+23.66%)	$152,600 (+23.66%)
2024	$2,170.00 (+30.72%)
2023	$1,660.00 Homeowner's exemption	$61,700	$123,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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