2837 Black Birch Dr, Ocoee, FL 34761 Property Records

Orange County property record for 2837 Black Birch Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,269 sqft · built 2020
Lot Size	0.151 acres (6,558 sqft)
Owner	2 Individual Names on Record
Last Sale	$323,400 (Nov 2020)
Tax Bill	$7,134 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-21-28-0010-01-270`

Property Details

APN / Parcel Number

Primary APN	`33-21-28-0010-01-270`
Alternative APNs	`282133001001270` `215145` `219419` `223925`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,269 sqft Living Area
Gross Area	3,011 sqft
1st Floor Area	1,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,558 sqft (0.151 acres)
Garage Type	Attached
Garage Area	380 sqft
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2837 BLACK BIRCH DR
City	OCOEE
State	FL
Zip	34761-8521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD-LD
Legal Description	ARDEN PARK NORTH PHASE 4 100/136 LOT 127
Legal Range	28E
Legal Township	21S
Legal Section	33
Legal Subdivision	ARDEN PK NORTH PH 4
Legal Phase	4
Legal Block	1
Legal Lot Number	127
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2045
Census Tract	17506

Owner

Source: Orange County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2837 BLACK BIRCH DR, OCOEE, FL 34761-8521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 5, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	2020610296
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Aug 10, 2026
Property Address	2837 BLACK BIRCH DR, OCOEE, FL 34761-8521
Document Number	0000442554
Instrument Date	Jul 29, 2026
Instrument	2026442554
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2837 BLACK BIRCH DR, OCOEE, FL 34761-8521

Mortgage

Document Number	0000442554,
Date	Aug 10, 2026
Instrument	2026442554

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 2, 2051

Interest

Rate	6.43%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2837 BLACK BIRCH DR, OCOEE, FL 34761-8521
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2837 BLACK BIRCH DR, OCOEE, FL 34761-8521

Mortgage

Document Number	0000314614
Date	Jun 5, 2023
Instrument	20230314614

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,100 (+0.07%) Land $60,000 Building $372,100	$432,100 (-1.22%) Land $60,000 Building $372,100
2025	$7,134.00 (+5.49%) Homeowner's exemption	$431,815 (+9.96%)	$437,420 (+11.39%) Land $60,000 Building $377,420
2024	$6,763.00 (+0.52%)
2023	$6,728.00 (+11.08%) Homeowner's exemption	$392,699 (+15.5%) Land $60,000 Building $332,699	$392,699 (+15.5%) Land $60,000 Building $332,699
2022	$6,057.00	$340,008 Land $60,000 Building $280,008	$340,008 Land $60,000 Building $280,008

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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