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28367 Coco Palm Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 28367 Coco Palm Dr, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,569 sqft · built 2020
Lot Size0.454 acres (19,817 sqft)
OwnerIndividual Name on Record
Last Sale$665,000 (Mar 2023)
Tax Bill$7,349 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN40-23-14-252-004

Property Details

APN / Parcel Number

Primary APN40-23-14-252-004
Alternative APNs
  • 0088584-000000-9
  • 10004615620

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,569 sqft Living Area
Gross Area2,489 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2020
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area19,817 sqft (0.454 acres)
Lot Dimensions149 ft deep x 133 ft wide
Pool Area299 sqft
Loading Dock350 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004615620
Old Parcel Number00885840000009
Street Address28367 COCO PALM DR
CityPUNTA GORDA
StateFL
Zip33982-1112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF5
Legal DescriptionPSH 000 0000 0178 PALM SHORES LT 178 181-30 983/1790 1585/662 4279/1041 3230090
Legal Range23E
Legal Township40S
Legal Section14
Legal SubdivisionPALM SHORES
Legal Lot Number178 181
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1059
Census Tract10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address28367 COCO PALM DR, PUNTA GORDA, FL 33982-1112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2023Warranty Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Mar 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUCCESS MORTGAGE PARTNERS INC
Feb 6, 2018Warranty Deed, Transfer
HOMETOWN TITLE AND CLOSING SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 2023 · Amount on Record
Deed SaleMar 7, 2023 · Amount on Record
Prior SaleFeb 6, 2018 · Amount on Record
Deed Document Number3230090
Record UpdatedJun 8, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateMar 7, 2023
Property Address28367 COCO PALM DR, PUNTA GORDA, FL 33982-1112
Document Number0003230090
Map ReferenceMB 4 PG 21A-21C
Instrument DateMar 6, 2023
Instrument3230090
Transaction TypeTransfer
Record UpdatedMar 20, 2023
Title CompanyNOT AVAILABLE, OAK & INK LAND AND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,655.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4820 MAYS LANDING RD, VINELAND, NJ 08361-7621

Transferred To (Grantee/Buyer)

NameVerified Name
Address11652 COUNTY ROAD 118, KIOWA, CO 80117-8806

Mortgage

Document Number0003230091
DateMar 7, 2023
Instrument3230091
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address28367 COCO PALM DR, PUNTA GORDA, FL 33982-1112
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address28367 COCO PALM DR, PUNTA GORDA, FL 33982-1112

Mortgage

Document Number0047180268
DateMar 2, 2021
Book Page4718/268
Instrument2910349
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
AddressPLYMOUTH, MI 48170
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2036

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateFeb 6, 2018
Property Address28367 COCO PALM DR, PUNTA GORDA, FL 33982-1112
Document Number0042791041
Book / Page004279 / 001041
Instrument DateFeb 5, 2018
Instrument2584695
Transaction TypeTransfer
Record UpdatedFeb 22, 2018
Title CompanyHOMETOWN TITLE AND CLOSING SERVICES

Transaction

AmountAmount Recorded
Tax$455.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1305 CONGRESSIONAL WAY DEERFIELD BEACH FL 334429164, DEERFIELD BEACH, FL 33442-9164

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,349.00 (+16.91%) Homeowner's exemption$527,193 (+35.37%)$601,287 (+15.22%) Land $122,194 Building $479,093
2023$6,286.00 (+3.03%) Homeowner's exemption$389,448 (+3%)$521,872 (-6.46%) Land $118,703 Building $403,169
2022$6,101.00 Homeowner's exemption$378,105$557,940 Land $91,995 Building $465,945

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 126 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims68 (1982–2024)
Claims Outside the SFHA4 of 68
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 29 claims
  • Hurricane Helene, Sep 2024 · 14 claims
  • Hurricane Ian, Sep 2022 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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