28360 Terrazza Ln, Naples, FL 34110 Property Records

Lee County property record for 28360 Terrazza Ln, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,159 sqft · built 2003
Lot Size	0.33 acres (14,366 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,900,000 (Jan 2020)
Tax Bill	$38,630 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-48-25-B1-02100.0020`

Property Details

APN / Parcel Number

Primary APN	`01-48-25-B1-02100.0020`
Alternative APNs	`250148B1021000020` `10474353`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,159 sqft Living Area
Gross Area	9,435 sqft
1st Floor Area	3,450 sqft
Upper Floors Area	1,709 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	14,366 sqft (0.33 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Finished/Open Porch
Porch Area	800 sqft
Patio Area	133 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10474353
Street Address	28360 TERRAZZA LN
City	NAPLES
State	FL
Zip	34110-2770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	MEDITERRA PARCEL 123 DESC IN PB 73 PGS 5 + 6 LOT 2
Legal Range	25E
Legal Township	48S
Legal Section	01
Legal Subdivision	MEDITERRA
Legal Tract	B1
Legal Block	3
Legal Lot Number	2
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	3
Census Block	3006
Census Tract	50502

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 WICKHAM GLEN DR, RICHMOND, VA 23238-6160
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST FLORIDA INTEGRITY BANK
Jan 16, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2020 · Amount on Record
Deed Sale	Jan 16, 2020 · Amount on Record
Prior Sale	May 27, 2005 · Amount on Record
Deed Document Number	202014058
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	28360 TERRAZZA LN, NAPLES, FL 34110-2770
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127865
Date	Jun 3, 2019
Instrument	2019000127865

Lender

Name	FIRST FLORIDA INTEGRITY BANK
Type	Bank
Address	NAPLES, FL 34101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	299 Months
Due	May 23, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jan 16, 2020
Property Address	28360 TERRAZZA LN, NAPLES, FL 34110-2770
Document Number	0000014058
Instrument Date	Jan 9, 2020
Instrument	14058
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$13,300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	314 WICKHAM GLEN DR RICHMOND VA 232386160, RICHMOND, VA 23238-6160

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Bonita Springs City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$38,630.00 (+14.45%)	$2,514,711 (-12.55%)	$3,244,177 (+12.81%) Land $627,993 Building $2,616,184
2023	$33,754.00 (+15.23%)	$2,875,686 (+24.32%) Land $661,209 Building $2,214,477	$2,875,686 (+24.32%) Land $661,209 Building $2,214,477
2022	$29,292.00	$2,313,207 Land $455,137 Building $1,858,070	$2,313,207 Land $455,137 Building $1,858,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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