28360 Sterling Oak Dr, Spring, TX 77386 Property Records

Montgomery County property record for 28360 Sterling Oak Dr, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,728 sqft · built 2021
Lot Size0.189 acres (8,251 sqft)
Owner2 Individual Names on Record
Last Sale$628,858 (Sep 2021)
Tax Bill$10,362 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Sep 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN9737-15-04700

Property Details

APN / Parcel Number

Primary APN9737-15-04700
Alternative APN
  • R494769

Interior

Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area3,728 sqft Living Area
Gross Area4,253 sqft
1st Floor Area2,653 sqft
2nd Floor Area1,075 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,251 sqft (0.189 acres)
Garage TypeAttached
Garage Area525 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address28360 STERLING OAK DR
CitySPRING
StateTX
Zip77386-4935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS973715 - WOODSONS RESERVE 15, BLOCK 3, LOT 5
Legal SubdivisionWOODSONS RESERVE 15
Legal Block3
Legal Lot Number5
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group2
Census Block2030
Census Tract692010

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28360 STERLING OAK DR, SPRING, TX 77386-4935
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2024Deed of Trust, Mortgage · Line of Credit
NEXA MORTGAGE LLC
Sep 3, 2021Vendor's Lien, Transfer · Conventional Mortgage
TBI MORTGAGE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2021 · Amount on Record
Deed SaleSep 3, 2021 · Amount on Record
Deed Document Number2021123018
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address28360 STERLING OAK DR, SPRING, TX 77386-4935
Transaction TypeMortgage
Record UpdatedMay 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039596
DateApr 24, 2024
Instrument2024039596
Lender
NameNEXA MORTGAGE LLC
TypeMortgage Company
AddressCHANDLER, AZ 85226
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 13, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateSep 3, 2021
Property Address28360 STERLING OAK DR, SPRING, TX 77386-4935
Document Number0000123018
Map ReferenceCAB Z SH 5808
Instrument DateSep 2, 2021
Instrument2021123018
Transaction TypeTransfer
Record UpdatedDec 13, 2022
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2557 SW GRAPEVINE PKWY STE 100, 100, GRAPEVINE, TX 76051-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address28360 STERLING OAK DR, SPRING, TX 77386-4935

Mortgage

Document Number0000123019
DateSep 3, 2021
Instrument2021123019
Lender
NameTBI MORTGAGE COMPANY
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$638,000 (-3.11%) Land $105,000 Building $533,000$638,000 (-3.11%) Land $105,000 Building $533,000
2025$10,362.00 (-39.77%)$658,512 (-2.04%) Land $105,000 Building $553,512$658,512 (-2.04%) Land $105,000 Building $553,512
2024$17,205.00 (+63.47%)$672,212 (+0.63%) Land $105,000 Building $567,212$672,212 (+0.63%) Land $105,000 Building $567,212
2023$10,525.00$668,020 Land $105,000 Building $563,020$668,020 Land $105,000 Building $563,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 489 policies
Nearby Flood Policies489 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 105
serves 3,282 people · EPA ID TX1700837
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sterling Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number