2836 Mudcut Rd, Marion, NC 28752 Property Records

McDowell County property record for 2836 Mudcut Rd, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,540 sqft · built 1942
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,500 (Jan 2024)
Tax Bill	$719 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1608-00-82-8308`

Property Details

APN / Parcel Number

Primary APN	`1608-00-82-8308`
Alternative APNs	`60320` `81289`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,540 sqft Heated Area
Gross Area	4,320 sqft
1st Floor Area	1,540 sqft
Basement Area	1,540 sqft
Finished Basement	1,540 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1957
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Lot Width	328 ft Width

Exterior Amenities

Porch	Patio
Deck Area	150 sqft
Shed	1 Shed
Shed Area	400 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	81289
Street Address	2836 MUDCUT RD
City	MARION
State	NC
Zip	28752-7045
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	2.00 AC
Jurisdiction	MCDOWELL NC
Township / Civil Division	GLENWOOD
Census Block Group	2
Census Block	2006
Census Tract	970902

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2836 MUDCUT RD, MARION, NC 28752-7045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 8, 2024	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2024 · Amount on Record
Deed Sale	Jan 8, 2024 · Amount on Record
Prior Sale	May 1, 1990
Deed Document Number	2024110
Deed Book / Page	1456 / 882
Prior Transfer Date	Apr 13, 2015
Prior Transfer Doc	0011520894
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	2836 MUDCUT RD, MARION, NC 28752-7045
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014030165
Date	Jun 16, 2022
Book Page	1403/165
Instrument	2022003670

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MARION, NC 28752

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jan 8, 2024
Property Address	2836 MUDCUT RD, MARION, NC 28752-7045
Document Number	0014560882
Book / Page	1456 / 882
Instrument Date	Jan 2, 2024
Instrument	2024000110
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	79 KEVINS WAY, MARION, NC 28752-6329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2836 MUDCUT RD, MARION, NC 28752-7045

Mortgage

Document Number	2024000111
Date	Jan 8, 2024
Instrument	2024000111

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	2836 SR 1135, MARION, NC 28752
Document Number	0013320568
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2836 MUDCUT RD MARION NC 287527045, MARION, NC 28752-7045

Mortgage

Document Number	0013320568
Date	Dec 4, 2020
Book Page	001332/000568
Instrument	6445

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$719.00 (+64.53%)	$105,310 (+64.47%) Land $25,000 Building $80,310
2023	$437.00	$64,030 Land $25,000 Building $39,030	$105,310 Land $25,000 Building $80,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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