2836 Flagler Ave, Key West, FL 33040 Property Records

Monroe County property record for 2836 Flagler Ave, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,850 sqft · built 2017
Lot Size	0.033 acres (1,442 sqft)
Owner	Individual Name on File
Last Sale	$920,000 (Feb 2022)
Tax Bill	$6,449 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00065090-006000`

Property Details

APN / Parcel Number

Primary APN	`00065090-006000`
Alternative APN	`9104159`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,850 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2021
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,442 sqft (0.033 acres)
Porch	Open Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	9104159
Street Address	2836 FLAGLER AVE
City	KEY WEST
State	FL
Zip	33040-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESIDENTIAL UNIT 6 OF ENCLAVE ON RIVIERA DEVELOPMENT F/K/A KW NO 29 A PARCEL OF LAND LYING SE OF FLAGLER AVE OR2883-219/92
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2000
Census Tract	972000

Owner

2836 Flagler Ave is owned and occupied by an individual who bought it in February 2022.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2836 FLAGLER AVE, KEY WEST, FL 33040-4002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · VA Mortgage FIRST HORIZON BANK
Feb 1, 2022	Warranty Deed, Transfer · VA Mortgage FIRST HORIZON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022 · Amount on File
Deed Sale	Feb 1, 2022 · Amount on File
Prior Sale	Nov 1, 2018 · Amount on File
Deed Document Number	2359501
Deed Book / Page	3152 / 979
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	2836 FLAGLER AVE, KEY WEST, FL 33040-4002
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5535 COLLEGE RD 3, 3, KEY WEST, FL 33040-4361

Mortgage

Document Number	0031611613
Date	Mar 17, 2022
Book Page	3161/1613
Instrument	2366247

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 1, 2022
Property Address	2836 FLAGLER AVE, KEY WEST, FL 33040-4002
Document Number	0031520979
Book / Page	3152 / 979
Map Reference	MB 2883 PG 219
Instrument Date	Jan 21, 2022
Instrument	2359501
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 CLIFFVIEW CT, 1800, OSHKOSH, WI 54901-2505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2836 FLAGLER AVE, KEY WEST, FL 33040-4002

Mortgage

Document Number	0003152982
Date	Feb 1, 2022
Instrument	3152/982

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$793,724	$892,358 Land $461,446 Building $430,912
2024	$6,449.00 (+1.34%)
2023	$6,364.00 (+0.25%) Senior Citizen's exemption	$751,726 (-0.54%) Land $361,947 Building $389,779	$751,726 (-0.54%) Land $361,947 Building $389,779
2022	$6,348.00	$755,790 Land $361,947 Building $393,843	$755,790 Land $361,947 Building $393,843

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2836 Flagler Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 247 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	415 units insured incl. 168 condo units
Nearby Flood Claims	496 (1980–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 33 claims Hurricane Wilma, Oct 2005 · 321 claims Hurricane Georges, Sep 1998 · 69 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2836 Flagler Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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