Chilton County property record for 2836 Co Rd 81, Clanton, AL 35045
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,058 sqft · built 2003 |
| Lot Size | 0.81 acres (35,410 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Dec 2019) |
| Tax Bill | $2,796 (2025) |
| Deeds & Mortgages | May 2008 Mortgage May 2008 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1108270001005004 |
| Primary APN | 1108270001005004 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,058 sqft Adjusted Area |
| 1st Floor Area | 2,058 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 35,410 sqft (0.81 acres) |
| Garage Area | 398 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 490 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 29130 |
|---|---|
| Street Address | 2836 COUNTY ROAD 81 |
| City | CLANTON |
| State | AL |
| Zip | 35045-7702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 DOVE CREEK ESTATES SECTOR 1 SLIDE 96 PG 3 |
| Legal Range | 14 |
| Legal Township | 22 |
| Legal Section | 27 |
| Legal Subdivision | DOVE CREEK ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | CHILTON AL |
| Township / Civil Division | CLANTON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 60104 |
Source: Chilton County records, as of March 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2836 COUNTY ROAD 81, CLANTON, AL 35045-7702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2008 | Deed of Trust, Mortgage · ARM MUTUAL SAVINGS CU |
| May 27, 2008 | Deed of Trust, Mortgage MUTUAL SAVINGS BANK |
| Jun 28, 2006 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COUNTRYWIDE HOME LOANS INC |
| May 16, 2005 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GMAC MORTGAGE CORP |
| Jun 28, 2006 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COUNTRYWIDE HOME LOANS INC |
| Jun 28, 2006 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE HOME LOANS INC |
| Jun 28, 2006 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE HOME LOANS INC |
| May 1, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 6, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2019 · Amount on Record |
| Deed Sale | Dec 6, 2019 · Amount on Record |
| Deed Document Number | 2019226108 |
| Deed Book / Page | 2019 / 226108 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHILTON AL |
| Property Address | 2836 COUNTY ROAD 81, CLANTON, AL 35045-7702 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | R2008/141114 |
|---|---|
| Date | May 27, 2008 |
| Book Page | R2008/141114 |
| Instrument | 141114 |
| Name | MUTUAL SAVINGS CU |
|---|---|
| Address | BIRMINGHAM, AL 35244 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.35% |
| Type Change Date | Apr 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 5.35% |
| Max Rate At Change | 7.35% |
| Index | 1-Year T-Bill |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHILTON AL |
| Property Address | 2836 COUNTY ROAD 81, CLANTON, AL 35045-7702 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | R2008/141115 |
|---|---|
| Date | May 27, 2008 |
| Book Page | R2008/141115 |
| Instrument | 141115 |
| Name | MUTUAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 00000 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHILTON AL |
| Property Address | 2836 COUNTY ROAD 81, CLANTON, AL 35045-7702 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | R2006/123331 |
|---|---|
| Date | Jun 28, 2006 |
| Book Page | R2006/123331 |
| Instrument | 123331 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | CALABASAS, CA 91302 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHILTON AL |
| Property Address | 2836 COUNTY ROAD 81, CLANTON, AL 35045-7702 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | R2005/112904 |
|---|---|
| Date | May 16, 2005 |
| Book Page | R2005/112904 |
| Instrument | 112904 |
| Name | GMAC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHILTON AL |
| Property Address | 2836 COUNTY ROAD 81, CLANTON, AL 35045-7702 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000389/976 |
|---|---|
| Date | Jun 28, 2006 |
| Book Page | 389/976 |
| Instrument | 123331 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | CALABASAS, CA 91302 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHILTON AL |
| Property Address | 2836 COUNTY ROAD 81, CLANTON, AL 35045-7702 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000389/964 |
|---|---|
| Date | Jun 28, 2006 |
| Book Page | 389/964 |
| Instrument | 123330 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHILTON AL |
| Property Address | 2836 COUNTY ROAD 81, CLANTON, AL 35045-7702 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | R2006/123330 |
|---|---|
| Date | Jun 28, 2006 |
| Book Page | R2006/123330 |
| Instrument | 123330 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHILTON AL |
| Property Address | 2836 COUNTY ROAD 81, CLANTON, AL 35045-7702 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | R2024/259798 |
|---|---|
| Date | May 1, 2024 |
| Book Page | R2024/259798 |
| Instrument | 259798 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 650 S TRYON ST # 88, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHILTON AL |
| Recording Date | Dec 6, 2019 |
| Property Address | 2836 COUNTY ROAD 81, CLANTON, AL 35045-7702 |
| Document Number | R2019/226108 |
| Book / Page | R2019 / 226108 |
| Map Reference | SL 96 PG 03 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 226108 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 609 DRANNIS ST, CLANTON, AL 35045 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2836 COUNTY ROAD 81, CLANTON, AL 35045-7702 |
| Document Number | 0000226109 |
|---|---|
| Date | Dec 6, 2019 |
| Instrument | 226109 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: Chilton County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chilton County |
| Unified School District | Chilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,796.00 (+5.03%) | $68,140 (-) Land $6,000 Building $62,140 | $340,700 (-) Land $30,000 Building $310,700 |
| 2024 | $2,662.00 (+9.01%) Additional exemption filed | $68,140 (+9.02%) Land $6,000 Building $62,140 | |
| 2023 | $2,442.00 (+19.53%) | $62,500 (+139.19%) Land $6,000 Building $56,500 | $340,700 (+30.39%) Land $30,000 Building $310,700 |
| 2022 | $2,043.00 | $26,130 Land $3,480 Building $22,650 | $261,300 Land $34,800 Building $226,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 74% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLANTON, THE WW & SB OF THE serves 13,500 people · EPA ID AL0000213 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Central Access Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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