28357 Rocky Rd, California, MO 65018 Property Records

Moniteau County property record for 28357 Rocky Rd, California, MO 65018

Property Summary

Property Type	Single Family Home
Details	2,153 sqft · built 2005
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,400 (Jan 2020)
Tax Bill	$1,136 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-103-0`

Property Details

APN / Parcel Number

Primary APN	`11-103-0`
Alternative APN	`11-4.0-17-000-000-015.000`

Interior

Building Area	2,153 sqft Adjusted Area
1st Floor Area	1,728 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	11-103-0
Street Address	28357 ROCKY RD
City	CALIFORNIA
State	MO
Zip	65018-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 275'(S) SE NE LYING E OF ROAD
Legal Range	14W
Legal Township	45N
Legal Section	17
Jurisdiction	MONITEAU MO
Township / Civil Division	WALKER
Census Block Group	3
Census Block	3051
Census Tract	385100

Owner

Source: Moniteau County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28357 ROCKY RD, CALIFORNIA, MO 65018-3035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Mar 2, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 7, 2020	Intrafamily Transfer, Transfer · FHA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2020 · Amount on Record
Deed Sale	Jan 7, 2020 · Amount on Record
Deed Document Number	202035
Prior Transfer Date	Dec 26, 2019
Prior Transfer Doc	0202000035
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONITEAU MO
Recording Date	Sep 15, 2026
Property Address	28357 ROCKY RD, CALIFORNIA, MO 65018-3035
Document Number	0000001664
Instrument Date	Sep 9, 2026
Instrument	20261664
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	28357 ROCKY RD, CALIFORNIA, MO 65018-3035

Mortgage

Document Number	0000001664,
Date	Sep 15, 2026
Instrument	20261664

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONITEAU MO
Property Address	28357 ROCKY RD, CALIFORNIA, MO 65018-3035
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28357 ROCKY RD, CALIFORNIA, MO 65018-3035

Mortgage

Document Number	0202100448
Date	Mar 2, 2021
Instrument	202100448

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONITEAU MO
Recording Date	Jan 7, 2020
Property Address	28357 ROCKY RD, CALIFORNIA, MO 65018-3035
Document Number	0202000035
Instrument Date	Dec 26, 2019
Instrument	202000035
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ELEVATED TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28357 ROCKY RD, CALIFORNIA, MO 65018-3035

Mortgage

Document Number	0202000036
Date	Jan 7, 2020
Instrument	202000036

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Moniteau County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Moniteau County
Unified School District	Moniteau County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,980 (-)
2025	$1,136.00 (+0.98%)	$21,980 (-)	$115,700 (-) Land $13,300 Building $102,400
2023	$1,125.00	$21,980	$115,700 Land $13,300 Building $102,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1995–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 79% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONITEAU COUNTY PWSD 2 serves 1,400 people · EPA ID MO3024396
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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