28357 N Targhee St, Athol, ID 83801 Property Records

Kootenai County property record for 28357 N Targhee St, Athol, ID 83801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,984 sqft · built 2003
Lot Size	10.1 acres (440,479 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,739 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072305200140`

Property Details

APN / Parcel Number

Primary APN	`072305200140`
Alternative APN	`191696`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,984 sqft Living Area
1st Floor Area	1,984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	440,479 sqft (10.1 acres)
Garage Type	Attached
Garage Area	922 sqft
Parking Spaces	4 Parking Spaces
Stable	720 sqft
Pole Barn	2,400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Propane

Location & Zoning

Account Number	191696
Street Address	28357 N TARGHEE ST
City	ATHOL
State	ID
Zip	83801-8785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	SHAMROCK RANCH V, LT 14 BLOCK 5-20 2053N03W
Legal Range	03W
Legal Township	53N
Legal Section	20
Legal Subdivision	SHAMROCK RANCH V
Legal Block	5-20
Legal Lot Number	14
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	2
Census Block	2032
Census Tract	203

Owner

28357 N Targhee St is owned and occupied by two individuals who acquired it in August 2025.

Source: Kootenai County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	28357 N TARGHEE ST, ATHOL, ID 83801-8785
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Apr 7, 2021	Warranty Deed, Transfer NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY
Mar 9, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2025
Deed Sale	Aug 1, 2025
Prior Sale	Apr 7, 2021 · Amount on File
Deed Document Number	20253011443
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	28357 N TARGHEE ST, ATHOL, ID 83801-8785
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2824398000
Date	Apr 7, 2021
Instrument	2824398000

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Apr 7, 2021
Property Address	28357 N TARGHEE ST, ATHOL, ID 83801-8785
Document Number	2824401000
Map Reference	MB J PG 129
Instrument Date	Apr 6, 2021
Instrument	2824401000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2786 W BLUEBERRY CIR, HAYDEN LAKE, ID 83835-8404

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	28357 N TARGHEE ST, ATHOL, ID 83801-8785
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	FIRST AMERICAN TITLE NCS-ON, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2817574000
Date	Mar 9, 2021
Instrument	2817574000

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 28357 N Targhee St was $1,739 with a homeowner's exemption, down 10.9% from the year before.

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,739.00 (-10.87%) Homeowner's exemption	$653,228 Land $215,208 Building $438,020	$653,228 Land $215,208 Building $438,020
2024	$1,951.00 (+3.34%)
2023	$1,888.00 Homeowner's exemption	$691,279 (-3.09%) Land $251,549 Building $439,730	$691,279 (-3.09%) Land $251,549 Building $439,730
2022	Homeowner's exemption	$713,325 Land $273,595 Building $439,730	$713,325 Land $273,595 Building $439,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28357 N Targhee St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28357 N Targhee St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Intermax Networks Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile, Ziply Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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