28354 Capitola St, Hayward, CA 94545 Property Records

Alameda County property record for 28354 Capitola St, Hayward, CA 94545

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,649 sqft · built 1965
Lot Size	0.142 acres (6,200 sqft)
Owner	Trust Name on File
Last Sale	$520,000 (Jun 2004)
Tax Bill	$9,401 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`456-42-69`

Property Details

APN / Parcel Number

Primary APN	`456-42-69`
Alternative APN	`456-0042-069-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,649 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1966
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,200 sqft (0.142 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	28354 CAPITOLA ST
City	HAYWARD
State	CA
Zip	94545-4828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00064 BLK: TR: 2605
Legal Subdivision	TRACT 2605
Legal Tract	2605
Legal Lot Number	64
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2003
Census Tract	437101

Owner

28354 Capitola St is owner-occupied and held in a trust since June 2004.

Source: Alameda County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	28354 CAPITOLA ST, HAYWARD, CA 94545-4828
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit PROVIDENT CU
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU
Jul 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2004 · Amount on File
Deed Sale	Jun 10, 2004 · Amount on File
Prior Sale	Jan 27, 1994 · Amount on File
Deed Document Number	2004258689
Prior Transfer Date	Jan 20, 1994
Prior Transfer Doc	0000036929
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28354 CAPITOLA ST, HAYWARD, CA 94545-4828
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28354 CAPITOLA ST, HAYWARD, CA 94545-4828

Mortgage

Document Number	0000150163
Date	Dec 1, 2025
Instrument	2025150163

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	303 TWIN DOLPHIN DR, REDWOOD CITY, CA 94065

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28354 CAPITOLA ST, HAYWARD, CA 94545-4828
Transaction Type	Mortgage
Record Updated	Jun 3, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28354 CAPITOLA ST, HAYWARD, CA 94545-4828

Mortgage

Document Number	0000184959
Date	May 14, 2021
Instrument	2021184959

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28354 CAPITOLA ST, HAYWARD, CA 94545-4828
Document Number	0000149800
Instrument Date	Jul 3, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28354 CAPITOLA ST HAYWARD CA 945454828, HAYWARD, CA 94545-4828

Mortgage

Document Number	0000149800
Date	Jul 11, 2017
Instrument	149800

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 28354 Capitola St was $9,401.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$784,960 (+2%) Land $235,488 Building $549,472
2025	$9,401.00	$769,571 Land $230,871 Building $538,700
2023	$9,173.00	$739,691 Land $221,907 Building $517,784	$888,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28354 Capitola St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28354 Capitola St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	570 / 120
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sonic Telecom, Verizon.

Nearby Properties on Capitola St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures