2835 Temple Ln, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 2835 Temple Ln, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,724 sqft · built 1950
Lot Size	0.425 acres (18,538 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Mar 2022)
Tax Bill	$4,681 (2023)
Deeds & Mortgages	Mar 2022 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`101-163-41`

Property Details

APN / Parcel Number

Primary APN	`101-163-41`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,724 sqft Heated Area
Gross Area	1,869 sqft
1st Floor Area	990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	18,538 sqft (0.425 acres)
Garage Area	594 sqft
Porch	Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	101-163-41
Street Address	2835 TEMPLE LN
City	CHARLOTTE
State	NC
Zip	28205-4127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L3 B4 M6-39
Legal Subdivision	MONTCLAIRE
Legal Block	4
Legal Lot Number	3
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1006
Census Tract	1605

Owner

2835 Temple Ln is owned and occupied by an individual who bought it in March 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2835 TEMPLE LN, CHARLOTTE, NC 28205-4127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
May 1, 2020	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE
Aug 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 12, 2017	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2022 · Amount on File
Deed Sale	Mar 3, 2022 · Amount on File
Prior Sale	Aug 27, 2019
Deed Document Number	0037119160
Deed Book / Page	37119 / 160
Record Updated	Jun 7, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 3, 2022
Property Address	2835 TEMPLE LN, CHARLOTTE, NC 28205-4127
Document Number	0000033889
Book / Page	37119 / 160
Map Reference	MB 6 PG 39
Instrument Date	Mar 3, 2022
Instrument	2022033889
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4043 COMMONWEALTH AVE, CHARLOTTE, NC 28205-7211

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2835 TEMPLE LN, CHARLOTTE, NC 28205-4127

Mortgage

Document Number	0000033890
Date	Mar 3, 2022
Instrument	2022033890

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	Other
Max Rate	8.12%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2835 TEMPLE LN, CHARLOTTE, NC 28205-4127
Document Number	0000064384
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	CHURCHILL TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2835 TEMPLE LN CHARLOTTE NC 282054127, CHARLOTTE, NC 28205-4127

Mortgage

Document Number	0000064384
Date	May 6, 2020
Book Page	034548/000902
Instrument	64384

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 5, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 27, 2019
Property Address	2835 TEMPLE LN, CHARLOTTE, NC 28205-4127
Document Number	0000111652
Book / Page	033793 / 000220
Instrument Date	Aug 26, 2019
Instrument	111652
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2835 TEMPLE LN CHARLOTTE NC 282054127, CHARLOTTE, NC 28205-4127

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 12, 2017
Property Address	2835 TEMPLE LN, CHARLOTTE, NC 28205-4127
Document Number	0000062994
Book / Page	31797 / 324
Map Reference	MB6 PG39
Instrument Date	May 12, 2017
Instrument	2017062994
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	INVESTORS TITLE INS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6531 ORR RDB, 6531, CHARLOTTE, NC 28213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2835 TEMPLE LN, CHARLOTTE, NC 28205-4127

Mortgage

Document Number	0000062995
Date	May 12, 2017
Instrument	2017062995

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 2835 Temple Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1997)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2835 Temple Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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