2835 Pebble Beach Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2835 Pebble Beach Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,792 sqft · built 2005
Lot Size0.436 acres (18,992 sqft)
Owner2 Individual Names on Record
Last Sale$925,000 (Sep 2026)
Tax Bill$8,899 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Nov 2019 Sale
Flood ZoneZone X (minimal risk)
APN02-2S-27-1922-31700-0010

Property Details

APN / Parcel Number

Primary APN02-2S-27-1922-31700-0010
Alternative APN
  • S272021922317000010

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,792 sqft Living Area
Gross Area5,295 sqft
1st Floor Area3,792 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialWood Frame (Stucco or Asbestos)
Construction TypeWood
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area18,992 sqft (0.436 acres)
Lot Dimensions148 ft deep x 95 ft wide
Garage TypeAttached
Garage Area664 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area839 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2835 PEBBLE BEACH DR
CityNAVARRE
StateFL
Zip32566-8835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHOLLEY BY THE SEA 1ST ADD LOT 1 BLK 317 AS DES IN OR 3889 PG 902 & AS DES IN OR 4557 PG 2039
Legal Range27W
Legal Township2S
Legal Section02
Legal SubdivisionHOLLEY SEA/1ST ADDIT
Legal Block317
Legal Lot Number1
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1004
Census Tract10822

Owner

Source: Santa Rosa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address256 BEN BRUSH CIR, FRANKLIN, TN 37069-1823
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2026Special Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK
Nov 12, 2019Warranty Deed, Transfer
KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2026 · Amount on Record
Deed SaleSep 10, 2026 · Amount on Record
Prior SaleNov 12, 2019 · Amount on Record
Deed Document Number202645773
Deed Book / Page4787 / 802
Prior Transfer DateMar 28, 2016
Prior Transfer Doc0035120759
Record UpdatedOct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 10, 2026
Property Address2835 PEBBLE BEACH DR, NAVARRE, FL 32566-8835
Document Number0000045773
Book / Page4787 / 802
Instrument DateSep 4, 2026
Instrument202645773
Transaction TypeTransfer
Record UpdatedOct 5, 2026
Title CompanyPURE TITLE LLC, PURE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$653,975.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address256 BEN BRUSH CIR, FRANKLIN, TN 37069-1823

Mortgage

Document Number0000045774,
DateSep 10, 2026
Instrument202645774
Lender
NameFIFTH THIRD BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 12, 2019
Property Address2835 PEBBLE BEACH DR, NAVARRE, FL 32566-8835
Document Number0038890902
Book / Page003889 / 000902
Instrument DateNov 12, 2019
Instrument50991
Transaction TypeTransfer
Record UpdatedJan 31, 2020
Title CompanyKNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Transaction

AmountAmount Recorded
Tax$4,340.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2835 PEBBLE BEACH DR NAVARRE FL 325668835, NAVARRE, FL 32566-8835

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,899.00 (+0.69%)$748,597 (+0.28%) Land $99,000 Building $649,597$748,597 (+0.28%) Land $99,000 Building $649,597
2024$8,838.00 (+2.08%)$746,482 (-0.17%) Land $99,000 Building $647,482$746,482 (-0.17%) Land $99,000 Building $647,482
2023$8,658.00 (+9.55%)$747,765 (+11.69%) Land $96,800 Building $650,965$747,765 (+11.69%) Land $96,800 Building $650,965
2022$7,903.00$669,527$669,527 Land $88,000 Building $581,527

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 227 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies227 in force
Nearby Flood Claims5 (2004–2021)
Claims Outside the SFHA3 of 5
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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