28344 Water Way, Silverado, CA 92676 Property Records

Orange County property record for 28344 Water Way, Silverado, CA 92676

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 782 sqft · built 1930
Lot Size	0.09 acres (3,900 sqft)
Owner	Individual Name on Record
Last Sale	$605,000 (Apr 2022)
Tax Bill	$6,876 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`876-051-15`

Property Details

APN / Parcel Number

Primary APN	`876-051-15`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	782 sqft Living Area
1st Floor Area	782 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	3,900 sqft (0.09 acres)
Pool Type	Spa / Hot Tub (No Pool)

Location & Zoning

Street Address	28344 WATER WAY
City	SILVERADO
State	CA
Zip	92676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 725 BLK LOT 41 TR 725 LOTS 41/42
Legal Subdivision	TRACT NO 725
Legal Tract	725
Legal Lot Number	41
Jurisdiction	ORANGE CA
Township / Civil Division	SILVERADO
Census Block Group	1
Census Block	1033
Census Tract	32011

Owner

Source: Orange County records, as of June 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	28344 WATER WAY, SILVERADO, CA 92676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Grant Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Apr 26, 2022	Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU
Jul 9, 2021	Intrafamily Transfer, Transfer WFG NATIONAL TITLE COMPANY
Jul 9, 2021	Grant Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2022 · Amount on Record
Deed Sale	Apr 26, 2022 · Amount on Record
Prior Sale	Jul 9, 2021 · Amount on Record
Deed Document Number	2022158228
Prior Transfer Date	Jul 1, 2021
Prior Transfer Doc	0000443960
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 16, 2026
Property Address	28344 WATER WAY, SILVERADO, CA 92676
Document Number	0000203602
Instrument Date	Jul 6, 2026
Instrument	2026203602
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81,658.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203603,
Date	Jul 16, 2026
Instrument	2026203603

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 26, 2022
Property Address	28344 WATER WAY, SILVERADO, CA 92676
Document Number	0000158228
Map Reference	MB 21 PG 36
Instrument Date	Mar 25, 2022
Instrument	2022000158228
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	TICOR TITLE NATIONAL COMMERCIAL SERVICES, TICOR TITLE NATL COM SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28344 WATER WAY, SILVERADO, CA 92676

Mortgage

Document Number	0000158229
Date	Apr 26, 2022
Instrument	2022000158229

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 9, 2021
Property Address	28344 WATER WAY, SILVERADO, CA 92676
Document Number	0000443960
Map Reference	MB 21 PG 36
Instrument Date	Jul 1, 2021
Instrument	2021000443960
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9307 GRANDVIEW RD, KANSAS CITY, MO 64132-2803

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 9, 2021
Property Address	28344 WATER WAY, SILVERADO, CA 92676
Document Number	0000443961
Map Reference	MB 21 PG 36
Instrument Date	Jun 14, 2021
Instrument	2021000443961
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28344 WATER WAY, SILVERADO, CA 92676

Mortgage

Document Number	0000443962
Date	Jul 9, 2021
Instrument	2021000443962

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,876.00 (+2.32%)	$642,030 (+4.04%) Land $622,365 Building $19,665
2024	$6,720.00 (+2.35%)
2023	$6,566.00 (+14.25%)	$617,100 Land $598,198 Building $18,902
2022	$5,747.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	65 (1978–2024)
Claims Outside the SFHA	22 of 65
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 15 claims Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 3 claims Severe Winter Storms And Flooding, Feb 1998 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.1% of the US · above 94% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T.

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