28343 O Dr S, Homer, MI 49245 Property Records

Calhoun County property record for 28343 O Dr S, Homer, MI 49245

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,024 sqft · built 2018
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Tax Bill	$2,941 (2025)
Deeds & Mortgages	May 2018 Construction Loan Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-110-027-02`

Property Details

APN / Parcel Number

Primary APN	`12-110-027-02`
Alternative APN	`13-12-110-027-02`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	47,916 sqft (1.1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	28343 O DR S
City	HOMER
State	MI
Zip	49245-9525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMER TOWNSHIP T4S R4W SECTION 11 COMM SW CORNER OF SECTION 11, N 0040'13" W 1339.34 FT TO C/L OF O DRIVE SOUTH S 8953'08" E 378.62 FT ALONG C/L TO POB, N 0037'52" W 300 FT, S 8953'08" E 160 FT, S 0037'52" E 300 FT TO C/L O DRIVE SOUTH, N 8953'
Legal Range	04W
Legal Township	04S
Legal Section	01
Jurisdiction	CALHOUN MI
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2015
Census Tract	3100

Owner

28343 O Dr S is owned and occupied by an individual who acquired it in April 2026.

Source: Calhoun County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	28343 O DR S, HOMER, MI 49245-9525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2018	Deed of Trust, Mortgage · Construction Mortgage MARSHALL COMMUNITY CU
Apr 14, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MARSHALL COMMUNITY CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 3, 2026
Transfer Doc	4993000209
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	28343 O DR S, HOMER, MI 49245-9525
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	04229/0730
Date	May 11, 2018
Book Page	4229/0730

Lender

Name	MARSHALL COMMUNITY CU
Type	Credit Union
Address	MARSHALL, MI 49068

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALHOUN MI
Recording Date	Apr 14, 2026
Property Address	28343 O DR S, HOMER, MI 49245-9525
Document Number	4993000209
Book / Page	4993 / 209
Instrument Date	Apr 3, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28343 O DR S, HOMER, MI 49245-9525
Investor	Possibly a Property Investor

Mortgage

Document Number	4993000212,
Date	Apr 14, 2026
Book Page	4993/212

Lender

Name	MARSHALL COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 28343 O Dr S was $2,941, up 24.5% from the year before.

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
County Subdivision	Homer Township
Unified School District	Homer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,750 (+2.06%)
2025	$2,941.00 (+24.46%)	$75,200	$153,500 (+2.06%)
2024	$2,363.00		$150,400 (+78.75%)
2023		$42,070	$84,140
2022	$1,883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28343 O Dr S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28343 O Dr S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: DMCI Broadband, Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on O Dr S

Nearby Streets

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