28338 Sterling Oak Dr, Spring, TX 77386 Property Records

Montgomery County property record for 28338 Sterling Oak Dr, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,085 sqft · built 2021
Lot Size	0.2 acres (8,709 sqft)
Owner	2 Individual Names on Record
Last Sale	$353,500 (Aug 2026)
Tax Bill	$8,048 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9737-15-03800`

Property Details

APN / Parcel Number

Primary APN	`9737-15-03800`
Alternative APN	`R494760`

Interior

Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	3,085 sqft Living Area
Gross Area	3,775 sqft
1st Floor Area	3,085 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,709 sqft (0.2 acres)
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28338 STERLING OAK DR
City	SPRING
State	TX
Zip	77386-4935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S973715 - WOODSONS RESERVE 15, BLOCK 2, LOT 11
Legal Subdivision	WOODSONS RESERVE 15
Legal Block	2
Legal Lot Number	11
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2030
Census Tract	692010

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28338 STERLING OAK DR, SPRING, TX 77386-4935
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed, Transfer · Conventional Mortgage NEW ERA MORTGAGE SERVICES
Sep 2, 2021	Vendor's Lien, Transfer · Conventional Mortgage TBI MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2026 · Amount on Record
Deed Sale	Aug 11, 2026 · Amount on Record
Prior Sale	Sep 2, 2021 · Amount on Record
Deed Document Number	202685762
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 11, 2026
Property Address	28338 STERLING OAK DR, SPRING, TX 77386-4935
Document Number	0000085762
Instrument Date	Aug 10, 2026
Instrument	202685762
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	UNIVERSITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28338 STERLING OAK DR, SPRING, TX 77386-4935

Mortgage

Document Number	0000085763,
Date	Aug 11, 2026
Instrument	202685763

Lender

Name	NEW ERA MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Sep 2, 2021
Property Address	28338 STERLING OAK DR, SPRING, TX 77386-4935
Document Number	0000122530
Map Reference	CAB Z SH 5808
Instrument Date	Sep 1, 2021
Instrument	2021122530
Transaction Type	Transfer
Record Updated	Dec 13, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2557 SW GRAPEVINE PKWY STE 100, 100, GRAPEVINE, TX 76051-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28338 STERLING OAK DR, SPRING, TX 77386-4935

Mortgage

Document Number	0000122531
Date	Sep 2, 2021
Instrument	2021122531

Lender

Name	TBI MORTGAGE COMPANY
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$625,619 (-1.87%) Land $105,000 Building $520,619	$625,619 (-1.87%) Land $105,000 Building $520,619
2025	$8,048.00 (-43.88%) Homeowner's exemption	$637,568 (+2.4%) Land $105,000 Building $532,568	$637,568 (+2.4%) Land $105,000 Building $532,568
2024	$14,341.00 (+84.47%) Homeowner's exemption	$622,640 (+5.09%) Land $105,000 Building $517,640	$622,640 (-0.57%) Land $105,000 Building $517,640
2023	$7,774.00 Homeowner's exemption	$592,460 Land $105,000 Building $521,240	$626,240 Land $105,000 Building $521,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 489 policies
Nearby Flood Policies	489 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 105 serves 3,282 people · EPA ID TX1700837
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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