28334 Lucy Ln, Grand Rapids, MN 55744 Property Records

Itasca County property record for 28334 Lucy Ln, Grand Rapids, MN 55744

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,128 sqft · built 1975
Lot Size	1.42 acres (61,855 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Jul 2025)
Tax Bill	$2,548 (2026)
Deeds & Mortgages	Mar 2019 Refinance Feb 2024 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19-024-1302`

Property Details

APN / Parcel Number

Primary APN	`19-024-1302`
Alternative APNs	`149759` `22084`

Interior

Bedrooms	4 Beds
Building Area	1,128 sqft Base Area
1st Floor Area	1,128 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,855 sqft (1.42 acres)
Lot Width	159 ft Width
Garage Type	Detached
Garage Area	1,968 sqft
Parking Spaces	7 Parking Spaces
Porch	Porch
Porch Area	84 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	149759
Street Address	28334 LUCY LN
City	GRAND RAPIDS
State	MN
Zip	55744-5724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	REV DESC 1 LOT 4
Legal Range	25W
Legal Township	54N
Legal Section	24
Legal Lot Number	4
Jurisdiction	ITASCA MN
Township / Civil Division	HARRIS
Census Block Group	2
Census Block	2008
Census Tract	480801

Owner

Source: Itasca County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28334 LUCY LN, GRAND RAPIDS, MN 55744-5724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance AFFINITY PLUS FEDERAL CREDIT UNION
Feb 5, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance WOODLAND BANK
Jun 4, 2015	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Jun 25, 2013	Deed of Trust, Mortgage · Reverse Mortgage AFFINITY PLUS FCU
Jul 3, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage DEERWOOD BANK
Apr 26, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance WOODLAND BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2025 · Amount on Record
Deed Sale	Jul 3, 2025 · Amount on Record
Prior Sale	Apr 13, 2006 · Amount on Record
Deed Document Number	2025789482
Prior Transfer Date	Aug 11, 2004
Prior Transfer Doc	0000601684
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	28334 LUCY LN, GRAND RAPIDS, MN 55744-5724
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000729321
Date	Mar 8, 2019
Instrument	A000729321

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	28334 LUCY LN, GRAND RAPIDS, MN 55744-5724
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000777933
Date	Feb 5, 2024
Instrument	A000777933

Lender

Name	WOODLAND BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	28334 LUCY LN, GRAND RAPIDS, MN 55744-5724
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000694190
Date	Jun 4, 2015
Instrument	A000694190

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2045

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	28334 LUCY LN, GRAND RAPIDS, MN 55744-5724
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000676694
Date	Jun 25, 2013
Instrument	A000676694

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITASCA MN
Recording Date	Jul 3, 2025
Property Address	28334 LUCY LN, GRAND RAPIDS, MN 55744-5724
Document Number	A000789482
Instrument Date	Jun 30, 2025
Instrument	A000789482
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28334 LUCY LN, GRAND RAPIDS, MN 55744-5724

Mortgage

Document Number	A000789483
Date	Jul 3, 2025
Instrument	A000789483

Lender

Name	DEERWOOD BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ITASCA MN
Recording Date	Apr 26, 2022
Property Address	28334 LUCY LN, GRAND RAPIDS, MN 55744-5724
Document Number	A000762782
Instrument Date	Apr 19, 2022
Instrument	A000762782
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28334 LUCY LN, GRAND RAPIDS, MN 55744-5724

Mortgage

Document Number	A000762783
Date	Apr 26, 2022
Instrument	A000762783

Lender

Name	WOODLAND BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Itasca County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Itasca County
County Subdivision	Harris Township
Unified School District	Grand Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,548.00 (+6.79%) Homeowner's exemption
2025		$321,400 (+10.9%) Land $100,300 Building $221,100	$321,400 (+10.9%) Land $100,300 Building $221,100
2024	$2,386.00
2022		$289,800 Land $76,600 Building $213,200	$289,800 Land $76,600 Building $213,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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