28331 Reef Dr, Selbyville, DE 19975 Property Records

Sussex County property record for 28331 Reef Dr, Selbyville, DE 19975

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,038 sqft · built 2019
Lot Size	0.215 acres (9,374 sqft)
Owner	2 Individual Names on File
Last Sale	$414,702 (Jan 2020)
Tax Bill	$1,094 (2026)
Deeds & Mortgages	Aug 2023 Second Mortgage Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`533-18.00-238.00`

Property Details

APN / Parcel Number

Primary APN	`533-18.00-238.00`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,038 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,374 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	152 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28331 REEF DR
City	SELBYVILLE
State	DE
Zip	19975-4459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	LIGHTHOUSE LAKES LOT S140
Legal Subdivision	SELBYVILLE
Legal Lot Number	S140
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	2
Census Block	2040
Census Tract	51312

Owner

28331 Reef Dr is owned and occupied by two individuals who bought it in January 2020.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28331 REEF DR, SELBYVILLE, DE 19975-4459
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA
Jan 13, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2020 · Amount on File
Deed Sale	Jan 13, 2020 · Amount on File
Deed Document Number	20201804
Deed Book / Page	5184 / 37
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	28331 REEF DR, SELBYVILLE, DE 19975-4459
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0219470242
Date	Aug 29, 2023
Book Page	21947/242
Instrument	2023000030154

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 14, 2033

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Jan 13, 2020
Property Address	28331 REEF DR, SELBYVILLE, DE 19975-4459
Document Number	0051840037
Book / Page	5184 / 37
Instrument Date	Jan 10, 2020
Instrument	20200000001804
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28331 REEF DR, SELBYVILLE, DE 19975-4459

Tax Assessment & Valuation

The 2026 property tax bill for 28331 Reef Dr was $1,094, down 0.4% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Selbyville Town
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,094.00 (-0.36%)	$3,000 (-) Land $3,000	$497,100 (-) Land $95,700 Building $401,400
2025	$1,098.00	$3,000 Land $3,000	$497,100 Land $95,700 Building $401,400
2023	$1,205.00	$3,000 Land $3,000	$56,600 Land $6,000 Building $50,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 28331 Reef Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28331 Reef Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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