28326 E 1870th St, Geneseo, IL 61254 Property Records

Henry County property record for 28326 E 1870th St, Geneseo, IL 61254

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,217 sqft · built 1990
Lot Size4.25 acres (185,130 sqft)
Owner2 Trust Names on File
Tax Bill$6,395 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN04-07-400-005

Property Details

APN / Parcel Number

Primary APN04-07-400-005

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,217 sqft Total Area
1st Floor Area1,478 sqft
Basement Area1,478 sqft
Unfinished Basement1,478 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeFrame
Lot Area185,130 sqft (4.25 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Street Address28326 E 1870TH ST
CityGENESEO
StateIL
Zip61254-8407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW1/2 S10A OF N32A NE SE SEC 7 T18N R4E
Legal Range04E
Legal Township18N
Legal Section07
Legal Block400
JurisdictionHENRY IL
Township / Civil DivisionLORAINE
Census Block Group2
Census Block2027
Census Tract30400

Owner

28326 E 1870th St is owner-occupied and held in a trust since July 2025.

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address28326 E 1870TH ST, GENESEO, IL 61254-8407
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 15, 2025
Transfer Doc0000003395
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address28326 E 1870TH ST, GENESEO, IL 61254-8407
Transaction TypeMortgage
Record UpdatedSep 3, 2021
Title CompanyWESTERN ILLINOIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005425
DateAug 25, 2021
Instrument20-2105425
Lender
NameFARMERS NATIONAL BANK
TypeBank
AddressGENESEO, IL 61254
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 28326 E 1870th St was $6,395 with exemptions applied.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyHenry County
County SubdivisionLoraine Township
Unified School DistrictGeneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,395.00$95,146 Land $12,277 Building $82,869$285,438 Land $36,831 Building $248,607
2022$75,438 Land $9,960 Building $65,478$226,314 Land $29,880 Building $196,434
2021$5,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28326 E 1870th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1996)
Most Recent ClaimMay 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28326 E 1870th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Geneseo Communications Services
Fiber · Fixed Wireless
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Nextlink, Strada Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E 1870th St

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