28322 Sterling Oak Dr, Spring, TX 77386 Property Records

Montgomery County property record for 28322 Sterling Oak Dr, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,297 sqft · built 2019
Lot Size	0.25 acres (10,898 sqft)
Owner	Individual Name on Record
Last Sale	$505,500 (Mar 2020)
Tax Bill	$7,751 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`9737-15-04200`

Property Details

APN / Parcel Number

Primary APN	`9737-15-04200`
Alternative APN	`R494764`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,297 sqft Living Area
Gross Area	3,934 sqft
1st Floor Area	3,297 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,898 sqft (0.25 acres)
Garage Type	Attached
Garage Area	637 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	227 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28322 STERLING OAK DR
City	SPRING
State	TX
Zip	77386-4935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S973715 - WOODSONS RESERVE 15, BLOCK 2, LOT 15
Legal Subdivision	WOODSONS RESERVE 15
Legal Block	2
Legal Lot Number	15
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2030
Census Tract	692010

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28322 STERLING OAK DR, SPRING, TX 77386-4935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Deed of Trust, Mortgage FIRST TECHNOLOGY FCU
Mar 20, 2020	Warranty Deed, Subdivision Related Transfer CHICAGO TITLE/TX LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2020 · Amount on Record
Deed Sale	Mar 20, 2020 · Amount on Record
Deed Document Number	202027387
Prior Transfer Date	Mar 18, 2020
Prior Transfer Doc	0000027387
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	28322 STERLING OAK DR, SPRING, TX 77386-4935
Document Number	0000027388
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28322 STERLING OAK DR SPRING TX 773864935, SPRING, TX 77386-4935

Mortgage

Document Number	0000027388
Date	Mar 20, 2020
Instrument	27388

Lender

Name	FIRST TECHNOLOGY FCU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Mar 20, 2020
Property Address	28322 STERLING OAK DR, SPRING, TX 77386-4935
Document Number	0000027387
Instrument Date	Mar 18, 2020
Instrument	27387
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2020
Title Company	CHICAGO TITLE/TX LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28322 STERLING OAK DR SPRING TX 773864935, SPRING, TX 77386-4935

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$640,000 (+3.66%) Land $105,000 Building $535,000	$640,000 (+3.66%) Land $105,000 Building $535,000
2025	$7,751.00 (-2.67%) Homeowner's exemption	$617,387 (+2.22%) Land $105,000 Building $512,387	$617,387 (+2.22%) Land $105,000 Building $512,387
2024	$7,964.00 (-26.2%) Homeowner's exemption	$604,000 (-11.81%) Land $105,000 Building $499,000	$604,000 (-11.81%) Land $105,000 Building $499,000
2023	$10,791.00 Homeowner's exemption	$684,870 Land $105,000 Building $579,870	$684,870 Land $105,000 Building $579,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 489 policies
Nearby Flood Policies	489 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 105 serves 3,282 people · EPA ID TX1700837
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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