28321 Cubberley Ct, Hayward, CA 94545 Property Records

Alameda County property record for 28321 Cubberley Ct, Hayward, CA 94545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,836 sqft · built 1964
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (May 1999)
Tax Bill	$5,075 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`456-42-53`

Property Details

APN / Parcel Number

Primary APN	`456-42-53`
Alternative APN	`456-0042-053-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1966
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,050 sqft (0.139 acres)

Location & Zoning

Street Address	28321 CUBBERLEY CT
City	HAYWARD
State	CA
Zip	94545-4848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00048 BLK: TR: 2605
Legal Tract	2605
Legal Lot Number	48
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2003
Census Tract	437101

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28321 CUBBERLEY CT, HAYWARD, CA 94545-4848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage SF POLICE CU
Jan 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage POLICE CU/CALIFORNIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 1999 · Amount on Record
Deed Sale	May 13, 1999 · Amount on Record
Deed Document Number	1999185431
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28321 CUBBERLEY CT, HAYWARD, CA 94545-4848
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28321 CUBBERLEY CT, HAYWARD, CA 94545-4848

Mortgage

Document Number	0000286206
Date	Aug 23, 2021
Instrument	2021286206

Lender

Name	SF POLICE CU
Type	Credit Union
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	236 Months
Due	Apr 1, 2041

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28321 CUBBERLEY CT, HAYWARD, CA 94545-4848
Document Number	0000018204
Instrument Date	Jan 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28321 CUBBERLEY CT HAYWARD CA 945454848, HAYWARD, CA 94545-4848

Mortgage

Document Number	0000018204
Date	Jan 28, 2020
Instrument	18204

Lender

Name	POLICE CU/CALIFORNIA
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 27, 2035

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,731 (+0.28%) Land $124,719 Building $291,012
2025	$5,075.00 (+2.5%) Homeowner's exemption	$407,580 (+4.04%) Land $122,274 Building $285,306
2023	$4,951.00 Homeowner's exemption	$391,757 Land $117,527 Building $274,230	$886,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	570 / 120
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sonic Telecom, Verizon.

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