Delaware County property record for 2832 Smart Rd, Ostrander, OH 43061
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,170 sqft · built 2020 |
| Lot Size | 2.31 acres (100,754 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $475,000 (Oct 2022) |
| Tax Bill | $5,515 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 400-100-01-081-025 |
| Primary APN | 400-100-01-081-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,170 sqft Living Area |
| Gross Area | 4,802 sqft |
| 1st Floor Area | 2,170 sqft |
| Basement Area | 2,170 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 100,754 sqft (2.31 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2832 SMART RD |
|---|---|
| City | OSTRANDER |
| State | OH |
| Zip | 43061-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANDS SURVEY 4068 TRACT 8B |
| Legal Tract | 8B |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | SCIOTO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 12000 |
Source: Delaware County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1333 BUTTERFIELD RD, 600, DOWNERS GROVE, IL 60515-5603 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Oct 5, 2022 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Oct 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| May 29, 2020 | Survivorship Deed, Transfer · ARM WESBANCO BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2022 · Amount on Record |
| Deed Sale | Oct 26, 2022 · Amount on Record |
| Prior Sale | May 29, 2020 · Amount on Record |
| Deed Document Number | 202231628 |
| Deed Book / Page | 1999 / 2182 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 2832 SMART RD, OSTRANDER, OH 43061-2502 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2832 SMART RD, OSTRANDER, OH 43061-2502 |
| Document Number | 0000029676 |
|---|---|
| Date | Oct 5, 2022 |
| Book Page | 1995/2611 |
| Instrument | 202200029676 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | REYNOLDSBURG, OH 43068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Oct 26, 2022 |
| Property Address | 2832 SMART RD, OSTRANDER, OH 43061-2502 |
| Document Number | 0000031628 |
| Book / Page | 1999 / 2182 |
| Map Reference | VOL 1547 PG 5 |
| Instrument Date | Oct 10, 2022 |
| Instrument | 202200031628 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1333 BUTTERFIELD RD STE 600, 600, DOWNERS GROVE, IL 60515-5603 |
| Document Number | 0000031629 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 202200031629 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | May 29, 2020 |
| Property Address | 2832 SMART RD, OSTRANDER, OH 43061-2502 |
| Document Number | 0000018148 |
| Book / Page | 1731 / 4 |
| Map Reference | VOL 1547 PG 5 |
| Instrument Date | May 27, 2020 |
| Instrument | 202000018148 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | DELWARE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Document Number | 0000018149 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 202000018149 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.62% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.62% |
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| County Subdivision | Scioto Township |
| Unified School District | Buckeye Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,515.00 (+1.87%) | $163,660 (-) Land $30,800 Building $132,860 | $467,600 (-) Land $88,000 Building $379,600 |
| 2024 | $5,414.00 (+0.02%) Homeowner's exemption | $163,660 (-) Land $30,800 Building $132,860 | |
| 2023 | $5,413.00 (+31.61%) Homeowner's exemption | $163,660 (+47.77%) Land $30,800 Building $132,860 | $467,600 (+47.79%) Land $88,000 Building $379,600 |
| 2022 | $4,113.00 Homeowner's exemption | $110,750 Land $21,670 Building $89,080 | |
| 2020 | $316,400 Land $61,900 Building $254,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 17 (1980–2019) |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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