2832 Skipjack Rd, Kinsale, VA 22488 Property Records

Westmoreland County property record for 2832 Skipjack Rd, Kinsale, VA 22488

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,742 sqft · built 1953
Lot Size	1.03 acres (44,997 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,435 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2022 Transfer + 1 more
Flood Zone	Zone AO (high risk)
APN	`50-17`

Property Details

APN / Parcel Number

Primary APN	`50-17`
Alternative APN	`1634`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,742 sqft Living Area
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Wood
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	44,997 sqft (1.03 acres)
Pool Area	420 sqft
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	1634
Street Address	2832 SKIPJACK RD
City	KINSALE
State	VA
Zip	22488-2040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WM
Legal Description	PT TALIAFERROS LOT 2B & PARCEL 17-1 .53AC +.503AC = 1.033AC
Legal Lot Number	2B
Jurisdiction	WESTMORELAND VA
Township / Civil Division	COPLE
Census Block Group	2
Census Block	2003
Census Tract	10102

Owner

2832 Skipjack Rd is owned and occupied by two individuals who acquired it in July 2022.

Source: Westmoreland County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2832 SKIPJACK RD, KINSALE, VA 22488-2040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Sep 19, 2022	Intrafamily Transfer, Transfer
May 16, 2019	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 28, 2022
Transfer Doc	0000040005
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Recording Date	May 15, 2026
Property Address	2832 SKIPJACK RD, KINSALE, VA 22488-2040
Document Number	1003001037
Book / Page	1003 / 1037
Instrument Date	May 11, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	2832 SKIPJACK RD, KINSALE, VA 22488-2040

Mortgage

Document Number	1003001037,
Date	May 15, 2026
Book Page	1003/1037

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND VA
Recording Date	Sep 19, 2022
Property Address	2832 SKIPJACK RD, KINSALE, VA 22488-2040
Document Number	0009591366
Instrument Date	Jul 22, 2022
Instrument	09591366
Transaction Type	Transfer
Record Updated	Oct 12, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8704 SEPTEMBER DR, HENRICO, VA 23229-7319

May 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WESTMORELAND VA
Recording Date	May 16, 2019
Property Address	2832 SKIPJACK RD, KINSALE, VA 22488-2040
Document Number	0009190834
Instrument Date	May 5, 2019
Instrument	09190834
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 2832 Skipjack Rd was $2,435.

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,435.00	$358,100 Land $197,600 Building $160,500	$358,100 Land $197,600 Building $160,500
2023	$2,063.00	$332,900 Land $197,600 Building $135,300	$332,900 Land $197,600 Building $135,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2832 Skipjack Rd in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (2003–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2021
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2832 Skipjack Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDY POINT SUBDIVISION private · serves 143 people · EPA ID VA4193840
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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