2832 Rushmore Ln, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 2832 Rushmore Ln, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,500 sqft · built 1951
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on Record
Last Sale	$324,520 (Sep 2025)
Tax Bill	$1,357 (2025)
Deeds & Mortgages	Aug 2005 Mortgage Dec 2024 Mortgage + 3 more
APN	`03-8.0-27-003-002-007.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-27-003-002-007.000`

Interior

Building Area	1,500 sqft Base Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	82,764 sqft (1.9 acres)

Location & Zoning

Street Address	2832 RUSHMORE LN
City	SAINT JOSEPH
State	MO
Zip	64505-1480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	27-58-35SWSUB: LOT: BLK:LGL DESC:N 307.69' OF FOLLOWING IN SW4 BEG 283.14' TH E OF SW COR TH N 2310' E 283' S 35 CH TO SC/L T
Legal Range	35W
Legal Township	58N
Legal Section	27
Legal Subdivision	SOUTH ST JOSEPH
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1020
Census Tract	200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2832 RUSHMORE LN, SAINT JOSEPH, MO 64505-1480
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2005	Deed of Trust, Mortgage · ARM FINANCE AMERICA LLC
Dec 4, 2024	Deed of Trust, Mortgage · Stand-Alone First Mortgage LAUREN JOHNSON
Nov 5, 2007	Deed of Trust, Mortgage CITIFINANCIAL SERVICES INC
Jan 16, 2013	Deed of Trust, Mortgage · Conventional Mortgage NODAWAY VALLEY BANK
Sep 11, 2025	Warranty Deed, Transfer · Conventional Mortgage HNB NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2025 · Amount on Record
Deed Sale	Sep 11, 2025 · Amount on Record
Prior Sale	Dec 4, 2024 · Amount on Record
Deed Document Number	20257434
Deed Book / Page	3811 / 379
Record Updated	Sep 20, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2832 RUSHMORE LN, SAINT JOSEPH, MO 64505-1480
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ST JOSEPH TITLE & ABSTRACT C, ST JOSEPH TITLE &ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02827/0885
Date	Aug 30, 2005
Book Page	2827/0885
Instrument	2005013724

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender
Address	IRVINE, CA 92606

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.59%
Type Change Date	Sep 1, 2007
Change Frequency	6 Months
Min Rate At Change	8.59%
Max Rate At Change	11.5%
Index	6-Month LIBOR
Max Rate	14.5%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2832 RUSHMORE LN, SAINT JOSEPH, MO 64505-1480
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003803/327
Date	Dec 4, 2024
Book Page	3803/327
Instrument	2024009776

Lender

Name	LAUREN JOHNSON
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2832 RUSHMORE LN, SAINT JOSEPH, MO 64505-1480
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03037/0194
Date	Nov 5, 2007
Book Page	3037/0194
Instrument	2007015568

Lender

Name	CITIFINANCIAL SERVICES INC
Type	Subprime Lender
Address	SAINT JOSEPH, MO 64506

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2037

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2832 RUSHMORE LN, SAINT JOSEPH, MO 64505-1480
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03380/0846
Date	Jan 16, 2013
Book Page	3380/0846
Instrument	2013000594

Lender

Name	NODAWAY VALLEY BANK
Address	SAINT JOSEPH, MO 64507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 14, 2033

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 11, 2025
Property Address	2832 RUSHMORE LN, SAINT JOSEPH, MO 64505-1480
Document Number	003811/379
Book / Page	3811 / 379
Instrument Date	Sep 11, 2025
Instrument	2025007434
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3500 N VILLAGE DR STE 204, 204, SAINT JOSEPH, MO 64506-5500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2832 RUSHMORE LN, SAINT JOSEPH, MO 64505-1480

Mortgage

Document Number	2025007435
Date	Sep 11, 2025
Instrument	2025007435

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,357.00	$18,880 (+14.29%) Land $3,900 Building $14,980	$99,360 (+14.34%) Land $20,500 Building $78,860
2024	$1,357.00 (+24.5%)
2023	$1,090.00 (-0.64%)	$16,520 (-) Land $3,900 Building $12,620	$86,900 (-) Land $20,500 Building $66,400
2022	$1,097.00	$16,520 Land $3,900 Building $12,620
2021			$86,900 Land $20,500 Building $66,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

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